This home is in Sawgrass, Ponte Vedra Beach.

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Active

Active·51 days on market·Sawgrass

31 Lake Julia Drive S

Ponte Vedra Beach, FL 32082

$1,295,000$396/sqftEst. $6,893/moMLS# 2147151

Beds

Baths

3,268

Sq Ft

1979

Built

Garage

Yes

Pool

About this home

Sawgrass

A spectacular WOW home, 3200 sq. ft. on one floor with no steps. Located on 1 West Fairway, there are expansive views of the golf course beyond the in ground swimming pool. Major renovations include a recent roof, two AC units, Simonton Sliding Doors, tumbled marble floor and a expansive kitchen with a 8' X 4'' marble island. House was replumbed. Wood burning firepace with a new flue and chimney cap. Entry is through a covered walkway with a waterfall pond at the front entrance.

Cost to own

Mortgage calculator

Home Price

$1,295,000

Down Payment: 20%

$259,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,582

Principal & Interest: $6,582

Est. Taxes & Insurance: $1,646

Estimated Total Monthly

$8,228

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,893

Property taxesest. at asking price, St. Johns County$1,723

HOAbilled annually$208

Estimated total, before insurance$8,824/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,339,963	$1,339,963	▼ $76,012
2024	$1,159,215	$199,166	—
2023	$1,171,222	$192,564	—
2022	$1,092,379	$372,309	—
2021	$832,973	$359,863	—
2020	$829,640	$354,135	—

2025 property taxes (current owner): $18,381/yr

Estimated taxes if purchased at asking price: ~$20,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 26, 2026Listed$1,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,295,000

Price / Sq Ft$396

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage3,268

Total Structure Area3,268 sq ft

Acres0.25 acres

Year Built1979

TypeResidential

Sub-TypeSingle Family Residence

StylePatio Home

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Gated CommunityYes

Direction FacesEast

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address31 Lake Julia Drive S, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionSawgrass Country Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size10,890 sq ft

Parcel Number0662400120

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringMarble, Stone

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

Window FeaturesSkylight(s)

SecurityGated with Guard, Security Gate, Smoke Detector(s)