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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Sep 11, 2026·120 days on market·Recent sales in Sawgrass·Sawgrass

31 Lake Julia Drive S

Ponte Vedra Beach, FL 32082

$1,270,000sold priceListed at $1,295,000 · 98.1% of asking$389/sqftMLS# 2147151
3
Beds
3
Baths
3,268
Sq Ft
1979
Built
2
Garage
Yes
Pool

16 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone XHOA $208/mo10,890 sqft lotSingle Family Residence1 story

About this home

Sawgrass

A spectacular WOW home, 3200 sq. ft. on one floor with no steps. Located on 1 West Fairway, there are expansive views of the golf course beyond the in ground swimming pool. Major renovations include a recent roof, two AC units, Simonton Sliding Doors, tumbled marble floor and a expansive kitchen with a 8' X 4'' marble island. House was replumbed. Wood burning firepace with a new flue and chimney cap. Entry is through a covered walkway with a waterfall pond at the front entrance.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,035
Property taxesest. at asking price, St. Johns County$1,690
HOAbilled annually$208
Estimated total, before insurance$8,932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,381/yr · $1,532/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,270,000
$254,000
Loan Term
Monthly Payment
$7,035
Principal & Interest: $7,035
Property taxes (est.): $1,690
Insurance (est.): $847
Estimated Total Monthly
$9,571
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,339,963$1,339,963▼ $76,012
2024$1,159,215$199,166—
2023$1,171,222$192,564—
2022$1,092,379$372,309—
2021$832,973$359,863—
2020$829,640$354,135—

2025 property taxes (current owner): $18,381/yr

Estimated taxes if purchased at asking price: ~$20,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 14, 2026Closed$1,295,000
  • Aug 28, 2026Active Under Contract$1,295,000
  • Aug 28, 2026Pending$1,295,000
  • Aug 10, 2026Active Under Contract$1,295,000
  • Aug 8, 2026Pending$1,295,000
  • May 26, 2026Listed$1,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $396/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
28 Lake Julia Drive S, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,743,000$5524/43,15710
70 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$4393/2.52,622250.2
74 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$3833/33,00160.3
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.8
2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$1,907,764$5384/3.53,54440.9
185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$2,575,000$6824/4.53,7751230.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,295,000
Price / Sq Ft$396
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,268
Total Structure Area3,268 sq ft
Acres0.25 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address31 Lake Julia Drive S, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,890 sq ft
Parcel Number0662400120
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringMarble, Stone
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
Window FeaturesSkylight(s)
SecurityGated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 14, 2026
Days on Market120
HOA Fees$2,495.61 / Annually
HOA FrequencyAnnually
HOA NameSawgrass Association, Inc.
Tax Amount$18,381.43
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: PONTE VEDRA COASTAL REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines