This home is in Jacksonville.
Active·71 days on market
4512 Iroquois Avenue
Jacksonville, FL 32210
About this home
Jacksonville
Motivated seller! Nestled in the heart of Ortega, this lovingly maintained and thoughtfully updated 3/2 home blends timeless charm with inviting comfort. Rich oak floors flow throughout, while the bright family room features a stunning two-sided fireplace that opens beautifully to the spacious dining room -- perfect for entertaining or cozy evenings at home. The charming kitchen is appointed with hickory cabinetry, SS appliances, and a convenient built-in desk, all opening to a sunny breakfast area with French doors leading to an expansive deck ideal for outdoor dining and gatherings. The serene primary suite offers a peaceful retreat with French doors overlooking the tranquil backyard. A generously sized second bedroom and built-in hallway bookshelves add warmth and character throughout the home. Additional highlights include a tiled screened porch with attached utility room, a detached storage shed (AS IS) for gardening and hobbies, and a beautifully landscaped yard.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $370,843 | $99,675 | — |
| 2024 | $357,885 | $96,159 | ▲ $7,764 |
| 2023 | $350,196 | $91,902 | — |
| 2022 | $318,323 | $87,769 | — |
| 2021 | $263,836 | $83,757 | — |
| 2020 | $235,975 | $81,911 | ▲ $20,747 |
2025 property taxes (current owner): $2,316/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1949)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,554 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 29, 2026Price change$490,000−$9,000
- Jul 28, 2026Price change$499,000−$1,000
- Jul 16, 2026Price change$500,000−$20,000
- May 26, 2026Listed$520,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEE HOME REALTY, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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