Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 42
Active Under Contract

$450,000Active Under Contract3 bd · 2 ba · 1,740 sq ft

Active Under Contract·167 days on market

4512 Iroquois Avenue

Jacksonville, FL 32210

$450,000$259/sqftEst. $2,453/mo mortgageMLS# 2147079
↓ $70,000 below original list
3
Beds
2
Baths
1,740
Sq Ft
1949
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Reduced to sell!!! This charming Ortega 3/2 invites you in with rich oak floors, sunlit living spaces, and a beautiful twosided fireplace that brings warmth to both the family and dining rooms. It's a home designed for connection—morning coffee by the fire, dinners with friends, and cozy evenings tucked in. The kitchen's hickory cabinetry, solid surface counters and SS appliances pair perfectly with a cheerful breakfast nook, where French doors open to a spacious deck made for weekend brunches and backyard gatherings. The peaceful primary suite offers its own Frenchdoor view of the serene backyard. A roomy second bedroom and builtin hallway bookshelves add personality throughout. Outside, enjoy a tiled screened porch with utility room, a detached storage shed (AS IS), and lush landscaping supported by an irrigation system. A home full of warmth, character, and everyday comfort—ready for someone new to love it.

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,188/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,316/yr · $193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,453
Principal & Interest: $2,453
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,488
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,554 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$370,843$99,675—
2024$357,885$96,159▲ $7,764
2023$350,196$91,902—
2022$318,323$87,769—
2021$263,836$83,757—
2020$235,975$81,911▲ $20,747

2025 property taxes (current owner): $2,316/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 7, 2026Active Under Contract$450,000
  • Sep 30, 2026Price change$450,000−$15,000
  • Aug 31, 2026Price change$465,000−$20,000
  • Aug 19, 2026Price change$485,000−$5,000
  • Jul 29, 2026Price change$490,000−$9,000
  • Jul 28, 2026Price change$499,000−$1,000
  • Jul 16, 2026Price change$500,000−$20,000
  • May 26, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4525 Water Oak Lane, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLCOct 2026$379,000$2673/21,4221570.1
4531 Milstead Road, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERYOct 2026$330,000$2573/21,2841060.3
4727 Verona Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$610,000$2903/22,100190.4
4313 Hiawatha Street, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$355,000$2283/1.51,556660.5
2721 Algonquin Avenue, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNSOct 2026$455,000$3073/21,482320.5
4351 Davinci Avenue, Jacksonville, FL 32210Listed by NORVILLE REALTY INCOct 2026$300,000$2273/11,32201.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$450,000
Price / Sq Ft$259
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,740
Acres0.21 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4512 Iroquois Avenue, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionCountry Club Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size9,147.6 sq ft
Parcel Number1006630000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided
# of Stories1
LevelsMulti/Split
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchDeck, Porch, Screened
FencingFenced
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 26, 2026
Days on Market167
Tax Amount$2,315.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEE HOME REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines