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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Lakes, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 12, 2026·2 days on market·Recent sales in Sawmill Lakes·Sawmill Lakes

224 N Mill View Way

Ponte Vedra Beach, FL 32082

$1,000,000sold priceListed at $979,000 · 102.1% of asking$367/sqftMLS# 2146620
4
Beds
3
Baths
2,725
Sq Ft
1997
Built
2
Garage
No
Pool

8 more homes for sale in Sawmill Lakes →Search Sawmill Lakes on the map

HOA $139/mo0.43 acresWaterfrontSingle Family Residence2 stories

About this home

Sawmill Lakes

Discover this extraordinary 4-bedroom, 3-bath home offering stunning lake and preserve views. Beautifully remodeled from top to bottom and designed for effortless living. The open-concept floor plan features a gorgeous kitchen with quartz countertops and backsplash, trendy matte white Café appliances, and seamless flow into the main living spaces. First floor primary bedroom opens to lanai and features spacious remodeled bath. Luxury vinyl flooring throughout. Enjoy peace of mind with updated windows (2025), HVAC (2024), and roof (2023). Located in a vibrant, sidewalk-lined community offering food trucks and social gatherings and NO CDD fees. Residents enjoy incredible amenities including pickleball courts, full basketball court, athletic field, playground, fishing ponds, pool, and community center. Bike or walk to the beach at Mickler's Landing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,539
Property taxesest. at asking price, St. Johns County$1,331
HOAbilled semi-annually$139
Estimated total, before insurance$7,008/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,761/yr · $813/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,539
Principal & Interest: $5,539
Property taxes (est.): $1,331
Insurance (est.): $667
Estimated Total Monthly
$7,536
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $850,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$771,837$687,960—
2024$717,864$667,864—
2023$706,187$295,040—
2022$555,452$289,345—
2021$433,308$279,447—
2020$376,274$275,392—

2025 property taxes (current owner): $9,761/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $359/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.2
317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,000,000$3005/3.53,333500.2
409 S Lakewood Run Drive, Ponte Vedra Beach, FL 32082Listed by DAVIDSON REALTY, INC.Jul 2026$1,125,000$3325/43,389160.2
612 W Moss Wood Trace, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$989,000$3634/2.52,72230.5
17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,625,000$5385/3.53,018940.7
447 W Mill Chase Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$1,050,000$3095/43,393400.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$979,000
Price / Sq Ft$359
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,725
Acres0.43 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address224 N Mill View Way, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawmill Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size18,730.8 sq ft
Parcel Number0673450430
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Additional Information

Date ListedMay 22, 2026
Days on Market2
HOA Fees$832 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSawmill Lakes
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,761.17
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines