Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wynnfield Lakes, Jacksonville.

Photo 1 / 28
Sold

Sold·Closed Aug 12, 2026·43 days on market·Recent sales in Wynnfield Lakes·Wynnfield Lakes

11854 Wynnfield Lakes Circle

Jacksonville, FL 32246

$427,000sold priceListed at $435,000 · 98.2% of asking$246/sqftMLS# 2146612
3
Beds
2
Baths
1,737
Sq Ft
2011
Built
2
Garage
No
Pool

3 more homes for sale in Wynnfield Lakes →Search Wynnfield Lakes on the map

FEMA Zone XHOA $12/mo5,663 sqft lotSingle Family Residence1 story

About this home

Wynnfield Lakes

Nestled in a highly desirable neighborhood, this beautifully maintained single-story home is truly move-in ready and filled with natural light throughout. Thoughtfully updated with energy-efficient windows (from NEW SOUTH) , newer appliances, brand new hot water heater, upgraded light fixtures, enhanced electrical outlets, and a new water softener system, this home offers both comfort and peace of mind. The inviting screened lanai creates the perfect spot to enjoy your morning coffee or unwind in the evenings. Front yard is beautifully landscaped adding to the welcoming entry. The warm charm, modern updates, and impeccable care, this home is ready to impress from the moment you arrive.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,365
Property taxesest. at asking price, Duval County$697
HOAbilled annually$12
Estimated total, before insurance$3,074/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,707/yr · $726/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$427,000
$85,400
Loan Term
Monthly Payment
$2,365
Principal & Interest: $2,365
Property taxes (est.): $697
Insurance (est.): $285
Estimated Total Monthly
$3,347
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $395,000 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$347,123$296,401—
2024$338,498$288,498—
2023$335,491$282,483—
2022$303,923$256,803—
2021$233,458$233,458—
2020$214,109$214,109—

2025 property taxes (current owner): $8,707/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$435,000
  • May 22, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATESep 2026$524,900$2493/22,104420.3
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84750.6
12009 Sunchase Drive, Jacksonville, FL 32246Listed by O'MALLEY REAL ESTATE INCSep 2026$459,900$2353/21,95320.6
2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$535,000$2674/32,0061350.7
2130 Knottingham Trace Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$420,000$2044/22,063580.8
1878 Willesdon Drive E, Jacksonville, FL 32246Listed by REAL BROKER LLCSep 2026$489,000$2523/2.51,944111

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$250
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Acres0.13 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11854 Wynnfield Lakes Circle, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWynnfield Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size5,662.8 sq ft
Parcel Number1652643735

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard, Vinyl

Additional Information

Date ListedMay 22, 2026
Days on Market43
HOA Fees$140 / Annually
HOA FrequencyAnnually
Tax Amount$8,706.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wynnfield Lakes

Wynnfield Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Wynnfield Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines