This home is in Durbin Creek Estates, St. Johns.
Sold·Closed Jul 21, 2026·2 days on market·Recent sales in Durbin Creek Estates·Durbin Creek Estates
119 Cypress Banks Drive
St. Johns, FL 32259
All Durbin Creek Estates homes for sale →Search Durbin Creek Estates on the map
About this home
Durbin Creek Estates
Welcome home to this beautifully maintained DreamFinder's home nestled in the quaint neighborhood of Durbin Creek Estates. This spacious single story home with three car garage features an open floorplan with tile throughout and plenty of natural light. The kitchen is the perfect spot for entertaining and family gatherings with its breakfast nook and large center island. The large primary suite has private bath with double vanities, soaking tub and separate shower. Three additional bedrooms plus an additional flex space which can be used as a 5th bedroom, office or playroom offer the space you've been looking for. Enjoy your morning coffee on your back covered patio overlooking large fenced in yard. Conveniently located close to shopping, restaurants and A-rated St. John's County Schools. 1% seller credit toward closing costs using preferred lender (Bayway Mortgage). Schedule your showing today and fall in love with this beautiful home!
Next steps in Durbin Creek Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,766 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $423,284 | $276,945 | — |
| 2024 | $451,051 | $273,292 | — |
| 2023 | $439,274 | $263,876 | — |
| 2022 | $434,131 | $254,734 | — |
| 2021 | $297,201 | $245,858 | — |
| 2020 | $291,773 | $241,773 | — |
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 25, 2026Closed$549,000
- Jun 1, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIES | Sep 2026 | $680,000 | $261 | 3/2 | 2,610 | 72 | 0.4 |
| 616 E Tropical Trace, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $510,000 | $292 | 4/2 | 1,746 | 13 | 0.7 |
| 1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $609,925 | $227 | 5/4 | 2,685 | 54 | 0.7 |
| 569 Sparrow Branch Circle, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $410,000 | $238 | 3/2 | 1,724 | 0 | 0.8 |
| 408 S Elverton Place, St. Johns, FL 32259Listed by SERVICE REALTY, LLC | Sep 2026 | $428,900 | $225 | 3/2 | 1,906 | 78 | 0.8 |
| 1844 W Windy Way, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $510,000 | $217 | 4/3 | 2,347 | 49 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Creek Estates
Durbin Creek Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines