This home is in Pablo Beach North, Jacksonville Beach — a home near Duncan U. Fletcher High School.
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Sold·Closed Jul 17, 2025·38 days on market·Recent sales in Pablo Beach North·Pablo Beach North
208 12th Avenue N
Jacksonville Beach, FL 32250
8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map
About this home
Pablo Beach North
Just steps from the ocean and east of 3rd Street, this fully occupied quadplex is a true gem for savvy investors. Zoned multifamily, the possibilities are endless — whether you want to continue renting all four units or occupy one while generating income from the other three. Each unit offers 2 bedrooms and 1 bath, with three of the four kitchens recently updated to attract quality tenants and maximize rental potential. All units are on long-term leases, providing immediate, stable cash flow. Properties like this — with four doors under one roof, prime beachside location, and valuable zoning — are extremely rare in Jacksonville Beach. Take advantage of today's strong rental market while also leveraging powerful real estate investment benefits like depreciation and other tax incentives. Don't miss your chance to own a high-demand asset with strong current performance and future upside!
Next steps in Pablo Beach North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,693 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $14,785/yr
Estimated taxes if purchased at asking price: ~$19,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Apr 28, 2025Listed$1,090,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $456/sq ft; this home is listed at $370/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 218 19th Avenue N 1-4, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,460,000 | $483 | 7/4 | 3,024 | 86 | 0.5 |
| 123 Margaret Street, Neptune Beach, FL 32266Listed by SPECTRUM REALTY SERVICES | Jul 2026 | $1,293,500 | $456 | 5/4 | 2,834 | 88 | 0.6 |
| 620 1st Street, Jacksonville Beach, FL 32250Listed by WHOLESALE REALTY LLC | Sep 2026 | $1,025,000 | $488 | 5/4 | 2,100 | 10 | 1.3 |
| 722 Oceanfront S, Jacksonville Beach, FL 32250Listed by CORE REALTY, LLC | Jun 2026 | $875,500 | $337 | 5/4.5 | 2,595 | 429 | 1.3 |
| 809 2nd Street S, Jacksonville Beach, FL 32250Listed by KST GROUP LLC | Jul 2026 | $960,000 | $376 | 5/4 | 2,554 | 59 | 1.4 |
| 1175/1177 5th Street, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $800,000 | $336 | 4/5 | 2,384 | 25 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach North
Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines