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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Addison Park, Fleming Island — a home near Fleming Island High School.

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Sold

$340,000Sold3 bd · 3 ba · 1,966 sq ft

Sold·Closed Aug 13, 2026·47 days on market·Recent sales in Addison Park·Addison Park

2040 Secret Garden Lane 105

Fleming Island, FL 32003

$340,000sold priceListed at $340,000 · 100% of asking$173/sqftMLS# 2146482
3
Beds
3
Baths
1,966
Sq Ft
2007
Built
1
Garage
No
Pool

12 more homes for sale in Addison Park →Search Addison Park on the map

FEMA Zone AHOA $314/mo1,307 sqft lotCondominium1 story

About this home

Addison Park

This beautifully maintained second-floor flat is ideally positioned at the rear of the community, offering peaceful wooded views from its private balcony. Enter through your own keyless private entry and enjoy the convenience of a one-car garage. Thoughtfully updated, the home features a newer AC system installed just two years ago, along with a stainless steel refrigerator, double oven, and range, while all other appliances are less than five years old. Inside, granite countertops and a beautifully coordinated backsplash add timeless style to the kitchen. From the moment you step inside, you are welcomed by abundant natural light streaming through numerous windows and enhanced by impressive 10-foot ceilings. Rich wood flooring extends throughout the main living areas and bedrooms, with tile in the kitchen and baths for added durability and charm. The spacious screened balcony is a true highlight, offering multiple seating areas, tranquil wooded views, and retractable blinds for shade

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,854
Property taxesest. at asking price, Clay County$521
HOAbilled monthly$314
Estimated total, before insurance$2,689/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,850/yr · $404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $325,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$307,740$167,386—
2024$270,271$160,271—
2023$255,348$255,348—
2022$230,251$127,124—
2021$178,570$102,261—
2020$167,130$100,090—

2025 property taxes (current owner): $4,850/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$340,000
  • Jul 8, 2026Active Under Contract$340,000
  • May 21, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2035 Secret Garden Lane 506, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYAug 2026$315,000$1603/31,9661280
2035 Secret Garden Lane 505, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$300,000$1533/31,966330
2017 Pond Ridge Court 1003, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCSep 2025$280,000$1852/21,517850.1
1733 Sanctuary Way, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTSJun 2026$380,000$1624/3.52,346600.2
2011 Pond Ridge Court 1201, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2025$360,000$1703/3.52,122630.2
2321 Old Pine Trail, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSFeb 2026$290,900$1544/2.51,8941000.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$340,000
Price / Sq Ft$173
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,966
Acres0.03 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address2040 Secret Garden Lane 105, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionThe Enclave
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size1,306.8 sq ft
Parcel Number32042602126205605
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Cable TV, Children's Pool, Clubhouse, Golf Course, Maintenance Grounds, Management - Full Time, Management - Off Site, Pickleball, Tennis Court(s)
Community FeaturesStreet Lights, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Additional Parking, Attached, Garage, Garage Door Opener, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBalcony, Dock, Tennis Court(s)
Lot DescriptionWooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBrick, Composition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market47
HOA Fees$314 / Monthly
HOA FrequencyMonthly
HOA NameThe Enclave HOA
HOA Fee IncludesMaintenance Grounds, Trash, Other
Tax Amount$4,850.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Addison Park

Addison Park is a neighborhood in Nocatee, FL (Clay County), ZIP 32003.

View all Addison Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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