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Active

Active·72 days on market

1667 Highland View Court

Fleming Island, FL 32003

$405,000$194/sqftEst. $2,089/moMLS# 2147442

Beds

Baths

2,091

Sq Ft

1997

Built

Garage

Pool

About this home

Fleming Island

*CDD Fee is PAID**This well-appointed 4-bedroom, 3-bathroom home with nearly 2100 square feet is nestled in Eagle Harbor, one of Orange Park's most sought-after communities. Inside, the open floor plan creates a natural flow between the main living areas, making everyday living and entertaining easy. The kitchen features granite countertops, and the primary bedroom includes tray ceilings that add character and height to the space. With three full bathrooms, there's plenty of room for the whole household. Known for its resort-style amenities, Eagle Harbor offers residents access to pools, tennis courts, walking trails, a golf course, and more making it a neighborhood that truly has something for everyone.

Cost to own

Mortgage calculator

Home Price

$405,000

Down Payment: 20%

$81,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,089

Principal & Interest: $2,089

Property taxes (est.): $621

Insurance (est.): $270

Estimated Total Monthly

$2,979

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,089

Property taxesest. at asking price, Clay County$621

HOAbilled annually$4

Estimated total, before insurance$2,713/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$363,606	$350,607	—
2024	$358,863	$318,734	—
2023	$352,018	$289,759	—
2022	$294,434	$263,418	—
2021	$239,471	$239,471	—
2020	$226,615	$151,135	—

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Price change$405,000−$10,000
May 28, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$405,000

Price / Sq Ft$194

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,091

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryFleming Island

MiddleLakeside

HighFleming Island

Community Information

Address1667 Highland View Court, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionEagle Harbor

CityFleming Island

CountyClay

StateFL

Zip Code32003

Parcel Number32042602126201829

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Golf Course, Jogging Path, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances

ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingAttic Fan, Central Air

FlooringVinyl

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchPatio, Porch, Screened

FencingFenced, Back Yard, Wood

RoofShingle

ConstructionBrick, Fiber Cement

Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2026

Days on Market68

HOA Fees$50 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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