Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Photo 1 / 32
Sold

Sold·Closed Aug 13, 2026·25 days on market·Recent sales in Jacksonville

10314 Seal Road

Jacksonville, FL 32225

$352,000sold priceListed at $359,900 · 97.8% of asking$200/sqftMLS# 2146280
4
Beds
2
Baths
1,759
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

UNDER CONSTRUCTION! Beautiful new 4/2 home, and just 15 minutes from Hannah Park, and Mayport. Perfectly designed for modern living. Step into a space that seamlessly blends comfort and convenience. Here's what awaits you: Experience the freedom and flexibility of an open floor plan, perfect for entertaining guests or simply enjoying time with family. Beautiful REVWOOD flooring throughout. Your kitchen features stylish white cabinets paired with granite countertops, creating a sleek and modern aesthetic. A stainless-steel kitchen appliance package ensures both functionality and style, making meal preparation a breeze. Step out and relax on your covered lanai. **This home has a performance engineered septic system which will have city required yearly maintenance agreement and fee. Staging photos are an example, colors, finishes, fixtures may vary

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,950
Property taxesest. at asking price, Duval County$575
Estimated total, before insurance$2,525/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$352,000
$70,400
Loan Term
Monthly Payment
$1,950
Principal & Interest: $1,950
Property taxes (est.): $575
Insurance (est.): $235
Estimated Total Monthly
$2,759
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,632 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,078$68,389—
2024$84,674$62,172—
2023$78,561$56,520—
2022$62,629$51,382—
2021$56,315$46,711—
2020$44,520$42,465—

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$359,900
  • Jul 14, 2026Pending$359,900
  • Jul 11, 2026Active$359,900
  • Jul 8, 2026Pending$359,900
  • Jun 25, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
928 Sunset Glen Court, Jacksonville, FL 32225Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$190,000$1333/21,424110.5
10380 Bradley Road, Jacksonville, FL 32246Listed by THE LEGENDS OF REAL ESTATESep 2026$220,000$1463/21,504171.4
9243 Dale View Lane W, Jacksonville, FL 32225Listed by COASTAL CHARM REALTY, LLCSep 2026$325,000$2193/21,486461.5
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481161.5
1439 Kendall Drive, Jacksonville, FL 32211Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$405,000$1903/22,12651.5
1414 Kendall Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$316,000$1843/21,72001.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900
Price / Sq Ft$205
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,759
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address10314 Seal Road, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionAtlantic Blvd Estate
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,018.8 sq ft
Parcel Number163272 0000

Amenities

UtilitiesSewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 11, 2026
Days on Market25
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines