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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek North, Jacksonville.

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Active·Listed today·Mill Creek North

1586 Mathews Manor Drive

Jacksonville, FL 32211

$369,000$212/sqftEst. $1,970/moMLS# 2166271
Open house Sat, Sep 26 · 11:00 am–2:00 pm
3
Beds
2
Baths
1,737
Sq Ft
2018
Built
2
Garage
No
Pool
HOA $54/mo6,098 sqft lotSingle Family Residence1 story

About this home

Mill Creek North

Spotless, Upgraded & Move-In Ready: Enclosed Patio, Fenced Yard, 15 Min to the Jags & 20 to the Beach! NO CARPET, NO WAITING, NO COMPROMISES. Spotless single-story family home in the heart of Arlington, just 15 min to Jaguars games and 20 min to the beach! Pride of ownership shows in every room. Tile throughout means easy cleaning with kids and pets. The open floor plan brings everyone together, and the spacious bedrooms have large closets. The upgraded enclosed patio is the favorite room in the house: morning coffee, game-day hangouts and fan-cooled evenings, all bug-free and rain-proof. It looks out over a big, fully fenced backyard for kids and pets to run. Hidden upgrades most homes lack: a tankless water heater for endless hot water, plus a whole-home water softener and filtration system. Laundry room with utility sink, paver driveway, 2-car garage. Minutes to the St. Johns River, JU and Regency, 25 min to JAX Airport. Clean, cared-for homes like this go fast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,970
Property taxesest. at asking price, Duval County$603
HOAbilled annually$54
Estimated total, before insurance$2,627/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,936/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,000
$73,800
Loan Term
Monthly Payment
$1,970
Principal & Interest: $1,970
Property taxes (est.): $603
Insurance (est.): $246
Estimated Total Monthly
$2,818
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,936/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Acres0.14 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMerrill Road
MiddleLandmark
HighTerry Parker

Community Information

Address1586 Mathews Manor Drive, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek North
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size6,098.4 sq ft
Parcel Number1207090135

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Covered, Garage, On Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingElectric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Glass Enclosed, Patio
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
HOA Fees$650 / Annually
HOA FrequencyAnnually
HOA NameMill Creek North HOA
Tax Amount$3,936.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY · Corey@themillergroupjax.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek North

Mill Creek North is a neighborhood in Jacksonville, FL (Duval County), ZIP 32211.

View all Mill Creek North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/26/2026

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