This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 29, 2026·2 days on market·Recent sales in Jacksonville
12174 Ripken Circle N
Jacksonville, FL 32224
About this home
Jacksonville
Beautifully maintained and well updated, this inviting home offers timeless curb appeal with lush landscaping and a welcoming entry. Inside, you'll find new tile flooring, complemented by new windows and sliders that bring in abundant natural light. Major upgrades include a new HVAC system and water heater and a roof replaced in 2019, providing comfort and peace of mind for years to come. Step outside to enjoy the newly added patio with a stylish shade sail -- an ideal space for outdoor dining, entertaining, or relaxing in the Florida sunshine. Move-in ready and filled with charm, this home is the perfect blend of functionality and comfort.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $356,560 | $344,155 | — |
| 2024 | $357,477 | $312,869 | — |
| 2023 | $334,222 | $284,427 | — |
| 2022 | $291,541 | $258,570 | — |
| 2021 | $235,064 | $235,064 | — |
| 2020 | $219,959 | $219,959 | — |
2025 property taxes (current owner): $6,550/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $244/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12197 Ripken Circle N, Jacksonville, FL 32224Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $460,000 | $224 | 3/2 | 2,050 | 0 | 0.1 |
| 12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Oct 2026 | $377,500 | $210 | 3/2 | 1,798 | 77 | 0.3 |
| 12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORP | Oct 2026 | $400,000 | $224 | 3/2 | 1,783 | 5 | 0.3 |
| 3845 Coastal Cove Circle, Jacksonville, FL 32224Listed by WATSON REALTY CORP | Sep 2026 | $485,000 | $244 | 3/2.5 | 1,991 | 21 | 0.3 |
| 12215 Ruth Lawn Court, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS | Sep 2026 | $475,000 | $282 | 3/2 | 1,682 | 178 | 0.3 |
| 12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $470,470 | $254 | 4/2 | 1,855 | 13 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERRY & CO. REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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