This home is in Jacksonville.
Active·61 days on market
708 Acosta Street
Jacksonville, FL 32204
About this home
Jacksonville
OPEN HOUSE SATURDAY 12-130PM. NEW ROOF on a almost new home. NEW exterior paint on cement siding. NEW hot water heater. Everything you love about homes in Riverside without everything you hate! Don't buy a 100 yr old home that has been patched together over the last century when you can own one built less than 20 years ago with all the latest building codes and materials. No 100 yr old wood siding. This home has cement hardy board siding! This 3 bed 2 bath craftsman home was built in 2006 and looks like a historic riverside home on the outside and a modern home on the inside complete with open floor plan, stainless steel appliances, beautiful hardwood floors, fireplace, and SPACIOUS CLOSETS! (if you know Riverside you know a walk in closet is rare!) While the front porch with a swing is inviting the massive outdoor deck is perfect for entertaining or relaxing. Located just two blocks off of Stockton St. this home is close to everything! Easy commute to downtown or NAS J
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $287,887 | $287,887 | — |
| 2024 | $272,405 | $272,405 | ▲ $32,889 |
| 2023 | $282,175 | $267,918 | ▲ $15,236 |
| 2022 | $257,362 | $243,562 | — |
| 2021 | $221,420 | $221,420 | — |
| 2020 | $216,416 | $216,309 | — |
2025 property taxes (current owner): $5,491/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,131 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 9, 2026Price change$379,000−$6,000
- May 19, 2026Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FUTURE HOME REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines