This home is in Jacksonville.
Sold·Closed Jul 17, 2026·3 days on market·Recent sales in Jacksonville
5648 Fargo Drive N
Jacksonville, FL 32207
About this home
Jacksonville
This fully renovated, brick single family home is move-in ready. Open layout with brand-new luxury vinyl plank floors and a modern kitchen featuring granite countertops, stainless-steel appliances, and soft-close cabinets. Both bathrooms have been tastefully remodeled, giving the home a fresh, stylish feel. Major updates include a brand new HVAC, Electrical rewire, water heater, and appliances, so you can enjoy peace of mind for years to come. The roof is from 2019. The large, fenced backyard is perfect for gatherings and offers plenty of space for storage. No HOA or CDD fees, and there's room to park your boat or RV. Conveniently located near Downtown Jacksonville, Memorial Hospital, Town Center, the beaches, and plenty of restaurants and shops, everything you need is just minutes away.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,590 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $186,428 | $0 | — |
| 2024 | $172,566 | $0 | ▲ $10,069 |
| 2023 | $148,026 | $0 | ▲ $9,263 |
| 2022 | $134,272 | $0 | — |
| 2021 | $117,036 | $0 | ▲ $13,280 |
| 2020 | $101,146 | $0 | ▲ $5,000 |
2025 property taxes (current owner): $714/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$282,500
- May 15, 2026Listed$282,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $268/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $185,000 | $138 | 3/2 | 1,344 | 19 | 0.1 |
| 2412 Tebassa Road, Jacksonville, FL 32216Listed by JPAR CITY AND BEACH | Sep 2026 | $229,000 | $197 | 3/1 | 1,161 | 18 | 0.3 |
| 5442 Juno Drive, Jacksonville, FL 32207Listed by FLORIDA UNITED REALTY GROUP LLC | Sep 2026 | $230,000 | $172 | 3/2 | 1,340 | 44 | 0.3 |
| 5211 Santa Monica Boulevard N, Jacksonville, FL 32207Listed by INTEGRITY KEY REALTY LLC | Sep 2026 | $105,000 | $96 | 3/1 | 1,096 | 15 | 0.5 |
| 2458 Provost Court, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $278,000 | $230 | 3/2 | 1,208 | 15 | 0.7 |
| 2607 Randy Road, Jacksonville, FL 32216Listed by PURSUIT REAL ESTATE, LLC | Sep 2026 | $250,000 | $226 | 3/2 | 1,104 | 79 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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