This home is in Valencia Condos, Jacksonville Beach.

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Active

Active·62 days on market·Valencia Condos

4300 South Beach Parkway 3324

Jacksonville Beach, FL 32250

$440,000$271/sqftEst. $2,342/moMLS# 2145387

Beds

Baths

1,622

Sq Ft

2007

Built

—

Garage

Pool

About this home

Valencia Condos

Welcome to luxury living at the beautiful gated community of Valencia condominium in Jacksonville Beach. Nestled on over 22+ beautiful landscape acres. This top floor 2 bedroom 2 1/2 bath condo offers the perfect plan for privacy, comfort & style. Step inside & discover a spacious floor plan, large living room, separate DR and large kitchen featuring 42 in cherry cabinets, beautiful granite w/ a large prep island, stainless steel appliance package, abundant cabinet space. Desirable split bedroom layout offers two expansive primary suites, each with its own private en suit bathrooms. Enjoy peaceful mornings & relaxing evenings from your private balcony. Additional features include two storage units outside of front door.Enjoy Valencia's resort style amenities a clubhouse, neighborhood garden, pool, spa, sauna, fitness center, dog park, gas & charcoal grills. Gated & secured neighborhood close to the beach. Conveniently located to close & walking distance to shopping, grocery & dining.

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,236

Principal & Interest: $2,236

Est. Taxes & Insurance: $559

Estimated Total Monthly

$2,796

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,342

Property taxesest. at asking price, Duval County$718

HOAbilled monthly$880

Estimated total, before insurance$3,940/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$375,000	$224,131	—
2024	$401,000	$217,107	—
2023	$394,000	$209,328	—
2022	$326,000	$201,775	—
2021	$263,500	$194,442	—
2020	$263,500	$191,068	—

2025 property taxes (current owner): $4,297/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Concrete — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 15, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000

Price / Sq Ft$271

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,622

Acres0.01 acres

Year Built2007

TypeResidential

Sub-TypeCondominium

StatusActive

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address4300 South Beach Parkway 3324, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionValencia

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1812601662

Amenities

AmenitiesPool, Other, Barbecue, Car Wash Area, Dog Park, Fitness Center, Gated, Management - Off Site, Sauna, Security, Spa/Hot Tub, Storage, Trash, Water

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingCarport