This home is in Valencia Condos, Jacksonville Beach.

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Active·Listed today·Valencia Condos

4300 South Beach Parkway 4305

Jacksonville Beach, FL 32250

$409,900$275/sqftEst. $2,090/moMLS# 2157582

Beds

Baths

1,488

Sq Ft

2013

Built

Garage

Pool

About this home

Valencia Condos

Discover Gated Valencia, the hidden gem of South Jax Beach. This top-floor 2BR-2 BA condo offers 1488 sq ft of light filled living space with an OPEN split bedroom floor plan & an Enclosed Balcony overlooking GREEN space. Barely lived in, it features CONCRETE construction, 10' ceilings, crown molding, 2 huge STORAGE ROOMS, 42 inch cabinets, STAINLESS appliances, Solid core 8'doors, newer IMPACT windows, ROOF, HVAC, & water heater. Valencia's 2026 community renovation is underway & scheduled for completion by year end, adding even more value. Enjoy the convenience of WALKING to shopping, restaurants, grocery, while the BEACH, MAYO Clinic, & Baptist Hospital are minutes away. EAST of the ICW, this GATED community offers ELEVATORS, UNDER Garage Parking, CLUBHOUSE, Resort style Pool & Spa, Gas & Charcoal grills, Firepit, Community Garden, DOG park, & WALKING paths. The ASSESSMENT will be paid in FULL with a closing on or before SEPT 15, 2026. EXPERIENCE the PERFECT COMBINATION of QUALITY

Cost to own

Mortgage calculator

Home Price

$409,900

Down Payment: 20%

$81,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,090

Principal & Interest: $2,090

Property taxes (est.): $669

Insurance (est.): $273

Estimated Total Monthly

$3,033

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,090

Property taxesest. at asking price, Duval County$669

HOAbilled monthly$807

Estimated total, before insurance$3,566/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,519/yr · $543/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$353,400	$353,400	▼ $18,600
2024	$389,000	$344,063	—
2023	$374,500	$312,785	—
2022	$319,000	$284,350	—
2021	$258,500	$258,500	—
2020	$258,500	$258,500	—

2025 property taxes (current owner): $6,519/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,900

Price / Sq Ft$275

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,488

Acres0.01 acres

Year Built2013

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address4300 South Beach Parkway 4305, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionValencia

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1812602016

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Cable TV, Car Wash Area, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Covered, Garage, Guest, Underground

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Separate Meters

FlooringCarpet, Tile

# of Stories1

LevelsThree Or More

LaundryIn Unit

Security24 Hour Security, Closed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Firewall(s), Security Fence, Security Gate, Security Lights, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Community