This home is in Fiddlers Marsh, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
$629,000Active Under Contract3 bd · 2 ba · 1,354 sq ft
Active Under Contract·92 days on market·Fiddlers Marsh
341 Charlemagne Circle
Ponte Vedra Beach, FL 32082
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About this home
Fiddlers Marsh
Coastal elegance, reimagined in Ponte Vedra Beach. This price can't be beat for a fully renovated home in this great area. Introducing 341 Charlemagne Circle -- a beautifully renovated residence in the sought-after Fiddler's Marsh community, where timeless design meets effortless coastal living. Every inch of this home has been thoughtfully transformed, featuring a fully renovated kitchen, beautifully updated baths, soaring ceilings, and an abundance of natural light that creates a spacious, open feel beyond its footprint. This is more than a home -- it's a lifestyle. Enjoy the ease of being minutes from the beach, world-class golf, dining, and everything that makes Ponte Vedra Beach one of Northeast Florida's most desirable destinations. Turnkey. Sophisticated. Coastal. Completely move-in ready home with a elevated elegance on a smaller footprint. Welcome home.
Next steps in Fiddlers Marsh
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 3 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 6 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 5 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Parkabout 3 mi · Baseball
Closest grocery store
Publixabout 0.6 mi · 220 Front Street, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,155/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Active Under Contract$629,000
- Oct 5, 2026Price change$629,000−$16,000
- Aug 25, 2026Price change$645,000−$10,000
- Jul 31, 2026Active$655,000
- Jul 17, 2026Listed$655,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $366/sq ft; this home is listed at $465/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 423 La Reserve Circle, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLC | Jul 2026 | $580,000 | $341 | 3/2 | 1,701 | 30 | 0.1 |
| 3112 La Reserve Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $522,000 | $308 | 3/2.5 | 1,697 | 84 | 0.1 |
| 2335 L'Atrium Circle N, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | May 2026 | $595,000 | $366 | 3/2 | 1,624 | 6 | 0.1 |
| 2821 St Tropez Court, Ponte Vedra Beach, FL 32082Listed by WV REALTY LLC | Oct 2026 | $457,000 | $415 | 2/2 | 1,102 | 27 | 0.2 |
| 109 Colombard Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $665,000 | $422 | 3/2 | 1,574 | 43 | 0.2 |
| 2746 Biarritz Court, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | May 2026 | $460,000 | $293 | 3/2 | 1,568 | 14 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Fiddlers Marsh
Fiddlers Marsh is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines