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This home is in Hastings.

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Pending

Pending·104 days on market

5050 Irving Street

Hastings, FL 32145

$305,000$167/sqftEst. $1,566/moMLS# 2144933

Beds

Baths

1,824

Sq Ft

1998

Built

Garage

Pool

About this home

Hastings

Beautiful triple-wide manufactured home situated on 1.14 acres with a massive 30'x30' detached garage featuring a 10' roll-up door and space for up to 6 vehicles. The long paved driveway provides plenty of additional parking for guests, trailers, or recreational vehicles. Enjoy peaceful country living from either the front or back covered deck. The exterior also features a brand-new pump house and water softener system. Inside, the home offers a spacious and functional split-bedroom layout with two separate living areas, including one with a cozy wood-burning fireplace. You'll also find a formal dining room, an eat-in kitchen with abundant cabinetry, and a conveniently located laundry room just off the kitchen. The private primary suite is situated on one end of the home, while two additional bedrooms and bathrooms are located on the opposite side. Both the primary and secondary bathrooms have been beautifully remodeled with updated finishes.

Cost to own

Mortgage calculator

Home Price

$305,000

Down Payment: 20%

$61,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,566

Principal & Interest: $1,566

Property taxes (est.): $406

Insurance (est.): $203

Estimated Total Monthly

$2,176

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,566

Property taxesest. at asking price, St. Johns County$406

Estimated total, before insurance$1,972/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,321/yr · $277/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$240,922	$184,439	—
2024	$230,626	$178,534	—
2023	$221,878	$171,878	—
2022	$216,818	$166,818	—
2021	$116,936	$116,936	—
2020	$96,682	$85,529	—

2025 property taxes (current owner): $3,321/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,597 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Pending$305,000
May 12, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$305,000

Price / Sq Ft$167

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,824

Acres1.14 acres

Year Built1998

TypeResidential

Sub-TypeManufactured Home

StyleOther

Property ConditionUpdated/Remodeled

StatusPending

# of Garages4

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address5050 Irving Street, Hastings, FL 32145

Area341-Flagler Estates/Hastings

SubdivisionFlagler Estates

CityHastings

CountySt. Johns

StateFL

Zip Code32145

Lot Size49,658.4 sq ft

Parcel Number0503100110

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Covered, Detached, Garage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Open Floorplan, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup