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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 25, 2026·12 days on market·Recent sales in Atlantic Beach

1395 Munson Cove Drive

Jacksonville, FL 32233

$390,000sold priceListed at $385,000 · 101.3% of asking$317/sqftMLS# 2144525
3
Beds
2
Baths
1,231
Sq Ft
1990
Built
1
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Offers are due by 5pm 5/17/26. Located in the heart of AB West, this beautifully updated 3BD/2BA home offers the perfect blend of coastal living, convenience, & value-priced under $400,000! Just minutes from the beach, Naval Station, local parks, public boat launches, hiking trails, fishing spots, eateries, breweries, & charming artist boutiques, this location has it all. Inside, you'll find vaulted ceilings and a bright/open family & dining room combo that creates the perfect space for everyday living & entertaining. The updated kitchen features granite countertops, SS appliances, & plenty of prep/storage space. Brand-new windows, luxury plank flooring, & updated bathrooms give the home a fresh, modern feel. The spacious primary bedroom & living room both feature sliding glass doors leading to a covered back patio, creating seamless indoor-outdoor living. Step outside to the huge backyard complete w/ deck & firepit- ideal for relaxing. New HVAC & Roof approx 9yrs. This is a Must See

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, Duval County$637
Estimated total, before insurance$2,797/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,782/yr · $482/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$3,057
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,549 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $336,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$304,258$304,258—
2024$285,306$285,306—
2023$252,147$249,646—
2022$226,951$226,951—
2021$187,598$117,255▲ $2,361
2020$170,378$114,946—

2025 property taxes (current owner): $5,782/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $301/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2217 Destine Lane, Jacksonville, FL 32233Listed by EXP REALTY LLCSep 2026$325,000$2663/21,2232450.1
1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLCSep 2026$430,000$2954/21,456200.2
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTYOct 2026$352,000$3013/21,17050.4
2153 Fairway Villas Drive, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCJul 2026$490,000$3253/21,5092550.5
998 Cabo Blanco Avenue E, Jacksonville, FL 32233Listed by EXP REALTY LLCJul 2026$280,000$2493/21,125140.5
2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COMSep 2026$465,000$3433/21,356900.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$313
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,231
Acres0.16 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryMayport
MiddleMayport

Community Information

Address1395 Munson Cove Drive, Jacksonville, FL 32233
Area241-North Beach
SubdivisionCypress Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size6,969.6 sq ft
Parcel Number1694624085
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Patio / PorchDeck, Rear Porch
FencingFenced, Back Yard, Vinyl, Wood
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market12
Tax Amount$5,781.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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