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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Pending

Pending·40 days on market

782 Wellhouse Drive

Jacksonville, FL 32220

$489,800$247/sqftEst. $2,681/moMLS# 2144473
3
Beds
2
Baths
1,986
Sq Ft
1998
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $16/mo4.50 acresWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This well maintained, 3BR/2BA pool-home delivers it all: Upgraded comfort, a resort-style feel, 4.5 acres with a private/natural preserve you own. With the custom inground pool, travertine pavers. resort deigned backyard & an oversized screened birdcage, you will note the upgraded features throughout. Inside the home, 10' ceilings, granite kitchen counter tops, glass-tile backsplash, tray ceilings, custom built French patio doors, ''black stainless'' appliances, commercial grade vinyl wood & porcelain tile flooring enhance the space. The spacious primary suite includes a walk-in closet, updated walk-in shower, garden tub, double sink extended vanity & direct patio access. On the opposite side of the residence, there are two larger secondary bedrooms. Each easily accommodates a queen size bed & walk-in closet. The formal dining room & open floorplan make it great for entertaining or relaxing. Owner is Licensed Real Estate Agent. See Documents tab for Offer Instructions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,681
Property taxesest. at asking price, Duval County$800
HOAbilled annually$16
Estimated total, before insurance$3,497/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,190/yr · $266/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,800
$97,960
Loan Term
Monthly Payment
$2,681
Principal & Interest: $2,681
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,807
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 7:06 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$370,999$157,477▲ $45,211
2024$327,919$152,332▼ $1,470
2023$342,173$146,439—
2022$328,492$140,718—
2021$234,470$135,164—
2020$209,529$132,608—

2025 property taxes (current owner): $3,190/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Pending$489,800
  • May 9, 2026Listed$489,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,800
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,986
Acres4.50 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated
Is WaterfrontYes
Direction FacesEast

Community Information

Address782 Wellhouse Drive, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionWellhouse Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size196,020 sq ft
Parcel Number0065725065
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Porch, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 27, 2026
Days on Market115
HOA Fees$190 / Annually
HOA FrequencyAnnually
Tax Amount$3,190.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORTH FLORIDA REAL ESTATE SOLUTIONS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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