This home is in Jacksonville — a waterfront home in Jacksonville.
Active·99 days on market
830 Wellhouse Drive
Jacksonville, FL 32220
About this home
Jacksonville
4-car garage & almost 4 acres of backyard privacy (& a deer lookout!) in Wellhouse Estates! Potentially VA-assumable, lower-rate loan. Peaceful pond views, wooded privacy & quick access to I-10, still feeling like country living. The owners absolutely love this home & only relocating out of town makes it available. Inside, you'll find one of the largest primary bedroom suites we've ever seen w/a separate shower & luxurious tub, kitchen quartz countertops & stainless appliances, LVP flooring, crown molding, updated lighting, & a cozy fireplace. High ceilings, bright & airy! Outside is a covered patio overlooking the water & completely enclosed fencing. A huge bonus is the incredibly rare **4-car garage** setup, which includes an attached 2-car garage PLUS a fully-insulated detached 2-carage garage/workshop w/plumbing, A/C, epoxy floors, making a potential cottage or ''toy cave.'' **City water AND SEWER** & **flexible closing available if you need time!!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $424,900 in August 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $342,247 | $291,525 | ▲ $44,357 |
| 2024 | $298,943 | $131,426 | — |
| 2023 | $310,393 | $126,142 | — |
| 2022 | $299,588 | $121,012 | — |
| 2021 | $210,115 | $116,032 | — |
| 2020 | $187,089 | $115,124 | — |
2025 property taxes (current owner): $5,701/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 22, 2026Price change$459,000−$5,000
- May 14, 2026Listed$464,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMY ROSE, BROKER
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines