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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 23, 2026·20 days on market·Recent sales in Jacksonville

11215 Martin Lakes Drive N

Jacksonville, FL 32220

$305,000sold priceListed at $300,000 · 101.7% of asking$187/sqftMLS# 2148818
3
Beds
2
Baths
1,635
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $35/mo0.42 acresSingle Family Residence1 story

About this home

Jacksonville

Step into 11215 Martin Lakes Dr N, a residence designed for everyday comfort and practicality. The kitchen features all stainless steel appliances and an accent backsplash, enhancing its functional design. The primary bedroom includes a walk in closet, while the primary bathroom contains double sinks for convenience. A patio leads to the fenced in backyard, providing accessible outdoor space. Discover modern ease and thoughtful details throughout. Included 100-Day Home Warranty with buyer activation

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, Duval County$498
HOAbilled annually$35
Estimated total, before insurance$2,222/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,340/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $498
Insurance (est.): $203
Estimated Total Monthly
$2,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$241,101$158,422▼ $8,277
2024$250,222$153,250▲ $14,114
2023$245,408$147,331▲ $19,953
2022$217,360$141,584—
2021$180,420$177,824—
2020$161,659$161,659—

2025 property taxes (current owner): $3,340/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11223 Martin Lakes Drive N, Jacksonville, FL 32220Listed by NORTHPOINT REAL ESTATEJan 2026$250,000$1463/21,714380
1185 Heritage Estates Trace, Jacksonville, FL 32220Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$510,000$2763/21,847240.3
641 Lookout Lakes Drive, Jacksonville, FL 32220Listed by HERRON REAL ESTATE LLCOct 2025$330,000$1793/21,839820.4
1308 Rigdon Road, Jacksonville, FL 32220Listed by REAL BROKER LLCMay 2026$700,000$3763/21,8621650.6
782 Wellhouse Drive, Jacksonville, FL 32220Listed by NORTH FLORIDA REAL ESTATE SOLUTIONS INCOct 2026$470,000$2373/21,9861150.8
11118 Flamingo Avenue, Jacksonville, FL 32220Listed by EXIT INSPIRED REAL ESTATESep 2026$243,000$1684/21,450180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,635
Acres0.42 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChaffee Trail
MiddleBaldwin
HighBaldwin

Community Information

Address11215 Martin Lakes Drive N, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionOld Plank Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size18,295.2 sq ft
Parcel Number0014710080

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesOther, Dishwasher
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedJune 4, 2026
Days on Market20
HOA Fees$415 / Annually
HOA FrequencyAnnually
HOA NameOld Plank Plantation
Tax Amount$3,339.76
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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