This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 24, 2026·4 days on market·Recent sales in Jacksonville
5534 Mariners Cove Drive
Jacksonville, FL 32210
About this home
Jacksonville
!!MULTIPLE OFFERS!! Sellers are calling for BEST offer by 5PM EST on Saturday 05.16.2026! Freshly renovated and ready for its next owners, this home offers the kind of lifestyle buyers wait for. With the primary suite conveniently located on the main floor and two additional bedrooms upstairs, the layout provides both functionality and separation of space. The primary bedroom with en-suite bath creates a private retreat within the home. Step outside and the real magic begins. A new deck and dock expand your living space outdoors and offer the perfect setting for morning coffee, evening sunsets, entertaining, or weekends on the water. With direct access to Fishing Creek and the Ortega River, plus a boat lift already in place for personal use, you're just a short ride from the St. Johns River. This is an opportunity to enjoy updated living, outdoor entertaining, and the kind of Florida lifestyle that's highly sought after.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,233 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $346,203 | $339,359 | — |
| 2024 | $346,502 | $308,509 | ▼ $234 |
| 2023 | $348,360 | $280,463 | ▲ $62,918 |
| 2022 | $276,853 | $254,967 | — |
| 2021 | $241,944 | $231,789 | ▲ $6,000 |
| 2020 | $231,108 | $210,718 | — |
2025 property taxes (current owner): $6,448/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5627 Ft Sumter Road, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $379,000 | $165 | 3/2 | 2,300 | 12 | 0.2 |
| 4341 Savannah Avenue, Jacksonville, FL 32210Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $440,000 | $229 | 4/2.5 | 1,919 | 3 | 0.4 |
| 2704 Lake Shore Boulevard, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLC | Oct 2026 | $725,000 | $406 | 3/2 | 1,784 | 1 | 0.9 |
| 6215 Randia Drive, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $235,000 | $175 | 4/2 | 1,341 | 10 | 0.9 |
| 6317 Graves Street, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $130,000 | $87 | 3/1.5 | 1,496 | 11 | 1 |
| 6453 Solandra Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $147,000 | $86 | 3/2 | 1,706 | 8 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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