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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·23 days on market

4624 Confederate Oaks Drive

Jacksonville, FL 32210

$379,500$189/sqftEst. $2,026/moMLS# 2163166
3
Beds
2
Baths
2,005
Sq Ft
1989
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.42 acresSingle Family Residence1 story

About this home

Jacksonville

Tucked away on a quiet cul-de-sac in a well-established neighborhood, this beautifully maintained all-brick one-story home offers 3 bedrooms, 2 full baths, & a dedicated home office. Major systems are already updated for you; the roof is only 2 years old and the water heater is brand new. Inside, vaulted & trey ceilings, crown molding, and rich wood-look flooring set an elegant tone throughout. The soaring gathering room is anchored by a brick wood-burning fireplace with a classic mantel and built-in cabinetry for a wall-mounted TV, with French doors opening to the large epoxied patio. The gourmet kitchen shines with glazed cream cabinetry, quartz countertops, a tile backsplash, & a full stainless steel appliance package, all open to a sunny breakfast nook. A formal dining room with French doors and an arched window adds gracious entertaining space just off the tiled foyer. The spacious primary suite features a trey ceiling & a spa-inspired bath with dual vanities, a frameless glass

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,026
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,646/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,500
$75,900
Loan Term
Monthly Payment
$2,026
Principal & Interest: $2,026
Property taxes (est.): $620
Insurance (est.): $253
Estimated Total Monthly
$2,899
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Active Under Contract$379,500
  • Sep 2, 2026Listed$379,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,500
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,005
Acres0.42 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address4624 Confederate Oaks Drive, Jacksonville, FL 32210
Area055-Confederate Point/Ortega Farms
SubdivisionConfederate Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size18,295.2 sq ft
Parcel Number0976031035
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market22
Tax Amount$384
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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