This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 24, 2026·73 days on market·Recent sales in Jacksonville
9845 Melrose Creek Drive
Jacksonville, FL 32222
About this home
Jacksonville
Unbeatable Opportunity! Lakefront Living at its Finest in Longleaf! Welcome home to this stunning, move-in-ready masterpiece offering the perfect blend of style, comfort, & major peace of mind. Boasting an open-concept layout, this home is designed for effortless daily living and spectacular entertaining. At the heart of the home is a chef's dream kitchen, featuring upgraded cabinetry and a show-stopping 5' x 9' quartz center island. With 4 spacious bedrooms plus a versatile flex room behind elegant French doors (perfect for an office, den, or playroom), there is space for everyone. Major bonus: The home features a top-of-the-line, ultra-efficient 19-SEER HVAC system installed in 2024 ($19,000 value)! Step outside to your private oasis--a massive screened lanai & huge pavered patio offering breathtaking, uninterrupted 400-foot lake views. It's the ultimate spot to watch the game or unwind at sunset. All of this with NO CDD fees and resort-style neighborhood amenities just steps away!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $390,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $332,613 | $280,607 | — |
| 2024 | $321,992 | $271,992 | ▲ $11,000 |
2025 property taxes (current owner): $5,525/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 26, 2026Closed$379,900
- May 12, 2026Listed$379,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7261 Longleaf Branch Drive, Jacksonville, FL 32222Listed by ENTERA REALTY LLC | Oct 2026 | $349,900 | $152 | 4/3 | 2,297 | 90 | 0.3 |
| 7002 Beekman Lake Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $326,000 | $142 | 4/2.5 | 2,295 | 65 | 0.4 |
| 9624 Grove Hill Lane, Jacksonville, FL 32222Listed by RPB REALTY,INC | Sep 2026 | $355,000 | $202 | 4/2 | 1,759 | 15 | 0.4 |
| 10161 Ramsey Falls Drive, Jacksonville, FL 32222Listed by ENTERA REALTY LLC | Sep 2026 | $355,000 | $142 | 4/2.5 | 2,506 | 103 | 0.5 |
| 6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COAST | Sep 2026 | $294,500 | $163 | 3/2 | 1,802 | 38 | 0.6 |
| 10303 Pavnes Creek Drive, Jacksonville, FL 32222Listed by BYERS PROPERTIES, INC. | Sep 2026 | $308,000 | $177 | 3/2 | 1,737 | 163 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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