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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 17, 2026·104 days on market·Recent sales in Jacksonville

7330 Elwood Avenue

Jacksonville, FL 32208

$87,000sold priceListed at $99,900 · 87.1% of asking$71/sqftMLS# 2144103
2
Beds
2
Baths
1,224
Sq Ft
1941
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Unlock the potential in this 2 bedroom, 2 bath with a flex room home that offers a large lot with water views off the Trout River from across the street & located in the heart of Jacksonville. 1 car carport attached. This diamond in the rough sits on a nice lot, offering endless possibilities for investors, renovators, or buyers looking to create their dream home. .Property is Sold in AS-IS condition. No repairs! With its generous footprint, this property can be easily reimagined to maximize both functionality & value. Step outside & you'll find an additional space perfect to create your dream for barbecuing & privacy-ideal for hosting gatherings, creating an outdoor lounge, or designing your own private retreat. Whether you're looking to restore or redesign the opportunities here are truly exciting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$482
Property taxesest. at asking price, Duval County$142
Estimated total, before insurance$624/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,681/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$87,000
$17,400
Loan Term
Monthly Payment
$482
Principal & Interest: $482
Property taxes (est.): $142
Insurance (est.): $58
Estimated Total Monthly
$682
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$73,099$73,099—
2024$70,337$70,337—
2023$66,357$66,357▲ $5,100
2022$59,135$0—
2021$46,140$0▲ $975
2020$43,924$0—

2025 property taxes (current owner): $1,681/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$99,900
  • Aug 24, 2026Pending$99,900
  • Aug 3, 2026Price change$99,900−$9,100
  • May 7, 2026Listed$109,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $82/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$120,000$1353/1887470.4
926 Kenmore Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$2013/21,20900.6
7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTYSep 2026$139,000$1262/11,10540.6
862 Bunker Hill Boulevard, Jacksonville, FL 32208Listed by EXP REALTY LLCSep 2026$142,700$1413/11,0121690.7
947 Maynard Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$74,500$523/1.51,420160.7
966 Kenmore Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$77,000$603/11,287280.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$99,900
Price / Sq Ft$82
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,224
Acres0.12 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7330 Elwood Avenue, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionNorthshore Garden
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size5,227.2 sq ft
Parcel Number0356970000

Amenities

UtilitiesOther
SewerUnknown
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Road FrontageCity Street

Additional Information

Date ListedMay 8, 2026
Days on Market104
Tax Amount$1,680.87
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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