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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·5 days on market

122 W 63rd Street

Jacksonville, FL 32208

$119,500$99/sqftEst. $662/moMLS# 2167960
4
Beds
1
Baths
1,207
Sq Ft
1949
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,761 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

MULTIPLE OFFERS!- HIGHEST AND BEST DUE BY 12PM FRIDAY, 10/09. Bring the vision—this gem has the character! From its inviting curb appeal to its durable, preserved original hardwood floors just waiting to shine again, this home offers an exciting starting point for your next investment project. The current four-bedroom layout and Florida room/covered patio with a sink offer plenty of possibilities for a fresh transformation. Plumbing has already been replaced throughout, with public water and sewer connections complete, and electric is connected. Very close to downtown Jacksonville and excellent shopping, the location adds to the appeal. A new roof is needed, but the opportunity is clear: revive the charm, refresh the spaces, and create something special! *** Public records reflect three bedrooms; a fourth, or "den" has been added. VIDEOS PROVIDED UPON REQUEST. NO INSPECTION CONTINGENCY, AS-IS OFFERS ACCEPTED ONLY.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$662
Property taxesest. at asking price, Duval County$195
Estimated total, before insurance$857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,870/yr · $239/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$119,500
$23,900
Loan Term
Monthly Payment
$662
Principal & Interest: $662
Property taxes (est.): $195
Insurance (est.): $80
Estimated Total Monthly
$937
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,479 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,870/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Pending$119,500
  • Oct 5, 2026Listed$119,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $99/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTYSep 2026$139,000$1262/11,10540.3
567 E 55th Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$1983/21,23000.6
7111 Edge Street, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$199,900$1374/21,456470.7
7330 Elwood Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$87,000$712/21,2241040.8
5602 Long St Street, Jacksonville, FL 32208Listed by LA ROSA REALTY LLCSep 2026$193,000$1304/21,485971
7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$120,000$1353/1887471.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$119,500
Price / Sq Ft$99
Bedrooms4
Bathrooms1.00
Full Baths1
Square Footage1,207
Acres0.27 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address122 W 63rd Street, Jacksonville, FL 32208
Area073-Downtown Jacksonville-Northbank
SubdivisionNorth Shore
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size11,761.2 sq ft
Parcel Number0331520000
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingAttached, Off Street

Interior

AppliancesElectric Oven
HeatingCentral
CoolingMulti Units
FlooringWood
# of Stories1

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Brick, Vinyl Siding

Additional Information

Date ListedOctober 6, 2026
Days on Market5
Tax Amount$2,869.91
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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