This home is in Jacksonville.
Pending·40 days on market
1340 Carvill Avenue
Jacksonville, FL 32208
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This 1947 bungalow at 1340 Carvill Ave sits on a sprawling 0.60 acre lot in Jacksonville's Northside and is primed for a full transformation. With 3 bedrooms, 1 bath, and 888 square feet, the home retains original hardwood floors, wood cabinetry, and a functional layout, but it needs your TLC. Fresh paint, updated fixtures, and modern finishes will unlock its full potential. The oversized lot offers ample room for expansion, gardening, or a workshop, complete with a detached garage and multiple sheds ready for rehab. No HOA restrictions mean total creative freedom. Priced to move and perfect for investors or DIY enthusiasts ready to build sweat equity. Bring your tools and ideas. This fixer upper is your next profitable project.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1947)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,374 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $103,710 | $77,592 | — |
| 2024 | $89,532 | $70,539 | — |
| 2023 | $88,814 | $64,127 | — |
| 2022 | $73,298 | $58,298 | — |
| 2021 | $53,159 | $52,999 | — |
| 2020 | $48,181 | $48,181 | — |
2024 property taxes (current owner): $1,592/yr
Estimated taxes if purchased at asking price: ~$1,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 7, 2026Pending$99,000
- Aug 31, 2026Price change$99,000−$11,000
- Nov 15, 2025Listed$110,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $111/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7060 Marvin Avenue, Jacksonville, FL 32208Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Aug 2026 | $142,000 | $125 | 3/1 | 1,136 | 7 | 0.1 |
| 725 Calvert Street, Jacksonville, FL 32208Listed by NAVY TO NAVY HOMES LLC | Aug 2026 | $93,000 | $81 | 3/1 | 1,148 | 10 | 0.5 |
| 7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $120,000 | $135 | 3/1 | 887 | 47 | 0.8 |
| 5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $178,012 | $170 | 3/2 | 1,050 | 0 | 1 |
| 862 Bunker Hill Boulevard, Jacksonville, FL 32208Listed by EXP REALTY LLC | Sep 2026 | $142,700 | $141 | 3/1 | 1,012 | 169 | 1 |
| 2051 Frank E Avenue, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $52,000 | $59 | 3/1 | 880 | 115 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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