This home is in Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.
Active Under Contract·32 days on market
3095 S Ponte Vedra Boulevard
Ponte Vedra Beach, FL 32082
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ponte Vedra Beach
Escape to ultimate oceanfront living on a serene, private stretch of South Ponte Vedra Beach. Designed to maximize panoramic Atlantic vistas, this 4-bedroom, 3-bathroom residence blends coastal elegance with effortless indoor-outdoor entertaining. The main living level greets you with floor-to-ceiling glass framing stunning ocean backdrop views. At its heart is a chef's kitchen featuring expansive granite countertops, a large center island, and a separate dining area designed for gathering. Wall-to-wall sliders open to a full-length oceanfront balcony (rebuilt in 2021)—the perfect setting for al fresco dining and evening ocean breezes. A private guest bedroom and full bath complete this level. Upstairs, the top floor is dedicated to relaxation, featuring two lavish primary suites with private balconies tailored for sunrise coffee or stargazing over the waves. The ground level offers a versatile flex suite—ideal as a high-capacity bunk room or media lounge. Outdoors, your private
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,834 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $24,826/yr
Estimated taxes if purchased at asking price: ~$41,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 28, 2026Active Under Contract$2,595,000
- Sep 14, 2026Active$2,595,000
- Aug 31, 2026Listed$2,595,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $759/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1309 Turtle Dunes Court, Ponte Vedra Beach, FL 32082Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $850,000 | $274 | 5/3.5 | 3,099 | 37 | 0.1 |
| 1436 Atlantic Breeze Way Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $505,000 | $173 | 4/3.5 | 2,911 | 0 | 0.1 |
| 1465 Atlantic Breeze Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | May 2025 | $860,000 | $328 | 4/4 | 2,619 | 173 | 0.1 |
| 3113 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $2,350,000 | $806 | 4/3.5 | 2,916 | 218 | 0.2 |
| 3131 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,700,000 | $572 | 5/4 | 2,972 | 79 | 0.3 |
| 225 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PA | Jul 2026 | $980,000 | $342 | 5/2.5 | 2,866 | 35 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines