This home is in Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Active·Listed today
3095 S Ponte Vedra Boulevard
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Come experience spectacular sunrises and cool ocean breezes on your quiet stretch of beach. This 4 bedroom, 3 bathroom home is built to enjoy everything that living on the ocean has to offer. The first level offers a large bedroom that currently has multiple bunkbeds and offers a great place to hang out. Heading up the stairs you are greeted with floor to ceiling ocean views. The second level features a chefs kitchen with granite counters, a large island with the ocean as your backdrop. This level also has a separate dining room, a bedroom with an adjacent bath and large living room with more views of the ocean. The balcony runs the entire length of the home and was replaced in 2021. The third level has two primary suites with ensuite bathrooms. They both have private balconies that are perfect for early morning sunrises or late-night stargazing. Heading outside you will find your own putting green, wood burning firepit, outdoor kitchen and large pavered area with tons of seating.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $24,826/yr
Estimated taxes if purchased at asking price: ~$41,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,834 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 14, 2026Active$2,595,000
- Aug 31, 2026Listed$2,595,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Ponte Vedra Beach
Ponte Vedra Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines