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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in S Ponte Vedra Beach, Ponte Vedra Beach — a home near St. Augustine High School.

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Sold

Sold·Closed Aug 28, 2026·79 days on market·Recent sales in S Ponte Vedra Beach·S Ponte Vedra Beach

3131 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,700,000sold priceListed at $1,799,000 · 94.5% of asking$572/sqftMLS# 2142938
5
Beds
4
Baths
2,972
Sq Ft
2003
Built
2
Garage
No
Pool

3 more homes for sale in S Ponte Vedra Beach →Search S Ponte Vedra Beach on the map

FEMA Zone VENo HOA14,375 sqft lotWaterfrontSingle Family Residence3 stories

About this home

S Ponte Vedra Beach

Wake up to the sound of the Atlantic and unobstructed ocean views from nearly every room in this three-story beachfront home. Designed for both comfort and durability, the property features first-floor concrete construction, hurricane impact windows and doors, a metal roof, and no history of hurricane damage. No seawall is needed thanks to the natural dune system. A private boardwalk leads you over the dunes and directly onto the sand. The main living level offers an open layout with large picture windows framing the ocean, connecting the living room, dining area, and kitchen into one bright, functional space. The primary suite is also on this level, with direct patio access, an ensuite bath with dual vanities, a Jacuzzi tub, separate shower, and a custom walk-in closet. The top floor includes four additional bedrooms, three with ocean views and one overlooking the Intracoastal for sunset views. One bedroom functions well as a second suite with its own bath

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,416
Property taxesest. at asking price, St. Johns County$2,262
Estimated total, before insurance$11,678/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$22,702/yr · $1,892/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,700,000
$340,000
Loan Term
Monthly Payment
$9,416
Principal & Interest: $9,416
Property taxes (est.): $2,262
Insurance (est.): $1,133
Estimated Total Monthly
$12,812
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,832 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,440,785$1,440,785—
2024$1,559,506$1,509,608—
2023$1,554,273$1,362,712—
2022$1,238,829$1,238,829▼ $166,165
2021$1,049,531$957,148—
2020$907,953$870,135—

2025 property taxes (current owner): $22,702/yr

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$1,799,000
  • Aug 2, 2026Pending$1,799,000
  • Jul 24, 2026Active Under Contract$1,799,000
  • Jul 15, 2026Price change$1,799,000−$100,000
  • May 1, 2026Listed$1,899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $605/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3113 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$2,350,000$8064/3.52,9162180.2
1465 Atlantic Breeze Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKMay 2025$860,000$3284/42,6191730.2
1309 Turtle Dunes Court, Ponte Vedra Beach, FL 32082Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$850,000$2745/3.53,099370.3
1436 Atlantic Breeze Way Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$505,000$1734/3.52,91100.3
644 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$710,000$3204/32,2172720.5
645 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$665,000$2864/32,325560.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,799,000
Price / Sq Ft$605
Bedrooms5
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage2,972
Acres0.33 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address3131 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionS Ponte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size14,374.8 sq ft
Parcel Number1422300070

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected, Other
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Elevator, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsMulti/Split, Three Or More
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchDeck
RoofMetal
Road FrontageState Road

Additional Information

Date ListedMay 1, 2026
Days on Market79
Tax Amount$22,702.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About S Ponte Vedra Beach

S Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all S Ponte Vedra Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines