This home is in S Ponte Vedra Beach, Ponte Vedra Beach.
Active·75 days on market·S Ponte Vedra Beach
3131 S Ponte Vedra Boulevard
Ponte Vedra Beach, FL 32082
About this home
S Ponte Vedra Beach
Wake up to the sound of the Atlantic and unobstructed ocean views from nearly every room in this three-story beachfront home. Designed for both comfort and durability, the property features first-floor concrete construction, hurricane impact windows and doors, a metal roof, and no history of hurricane damage. No seawall is needed thanks to the natural dune system. A private boardwalk leads you over the dunes and directly onto the sand. The main living level offers an open layout with large picture windows framing the ocean, connecting the living room, dining area, and kitchen into one bright, functional space. The primary suite is also on this level, with direct patio access, an ensuite bath with dual vanities, a Jacuzzi tub, separate shower, and a custom walk-in closet. The top floor includes four additional bedrooms, three with ocean views and one overlooking the Intracoastal for sunset views. One bedroom functions well as a second suite with its own bath
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,440,785 | $1,440,785 | — |
| 2024 | $1,559,506 | $1,509,608 | — |
| 2023 | $1,554,273 | $1,362,712 | — |
| 2022 | $1,238,829 | $1,238,829 | ▼ $166,165 |
| 2021 | $1,049,531 | $957,148 | — |
| 2020 | $907,953 | $870,135 | — |
2025 property taxes (current owner): $22,702/yr
Estimated taxes if purchased at asking price: ~$28,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,832 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 15, 2026Price change$1,799,000−$100,000
- May 1, 2026Listed$1,899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About S Ponte Vedra Beach
S Ponte Vedra Beach is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all S Ponte Vedra Beach homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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