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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·68 days on market·Recent sales in Jacksonville

166 Perry Creek Drive

Jacksonville, FL 32220

$320,000sold priceListed at $335,000 · 95.5% of asking$135/sqftMLS# 2143385
4
Beds
3
Baths
2,372
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $45/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

**NEWER ROOF**UPDATED**IN-LAW SUITE** Discover your dream home in this bright and inviting sanctuary, perfectly situated on a quiet cul-de-sac with minimal traffic. This well maintained and move-in ready residence offers peace of mind with a NEWER ROOF and a versatile SPLIT BEDROOM FLOOR PLAN. The heart of the home is a spacious UPDATED KITCHEN featuring quartz countertops, new UPGRADED APPLIANCES, and a food prep island. Stylish wood-like flooring flows through the main living areas, while all bedrooms feature NEW CARPET. The primary suite is a true retreat, boasting a tray ceiling, dual vanities, a garden tub, a walk-in shower, and tons of closet space. Upstairs, a separate IN-LAW SUITE provides a private full bathroom and walk-in closet. The layout also includes a formal dining room and a versatile BONUS ROOM that could be anything you need. Relax in the HUGE FULLY FENCED BACKYARD with a large patio and storage shed. Located in a quiet, friendly neighborhood with a 2 car garage

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Duval County$523
HOAbilled annually$45
Estimated total, before insurance$2,340/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,287/yr · $274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$318,676$155,439—
2024$308,612$150,351▲ $16,035
2023$293,259$133,425—
2022$243,394$128,083—
2021$202,943$122,897—
2020$196,720$120,510▲ $16,422

2025 property taxes (current owner): $3,287/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$335,000
  • Jul 22, 2026Active Under Contract$335,000
  • May 13, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Fort Milton Drive, Jacksonville, FL 32220Listed by MOMENTUM REALTYAug 2026$300,000$1513/21,985400.1
321 Velvet Drive, Jacksonville, FL 32220Listed by KELLER WILLIAMS ST JOHNSSep 2026$350,000$1264/22,7831450.3
12408 Trailblazer Drive, Jacksonville, FL 32220Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$864/32,48730.6
12411 Anarania Drive, Jacksonville, FL 32220Listed by HOME PLACE REALTYJul 2026$173,000$943/21,842180.6
11309 Panther Lake Court, Jacksonville, FL 32221Listed by ROUND TABLE REALTYAug 2026$351,990$1504/2.52,353800.8
899 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJul 2026$363,990$1634/42,239240.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$141
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,372
Acres0.22 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryWhite House
MiddleBaldwin
HighBaldwin

Community Information

Address166 Perry Creek Drive, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionHammock Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size9,583.2 sq ft
Lot Dimensions34 x 120
Parcel Number0018201235
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
Patio / PorchPatio, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionFrame, Stucco, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 13, 2026
Days on Market68
HOA Fees$540 / Annually
HOA FrequencyAnnually
HOA NameHammock Plantation HOA
Tax Amount$3,286.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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