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Sold

Sold·Closed Aug 19, 2026·40 days on market·Recent sales in Jacksonville

145 Fort Milton Drive

Jacksonville, FL 32220

$300,000sold priceListed at $299,000 · 100.3% of asking$151/sqftMLS# 2149696
3
Beds
2
Baths
1,985
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $48/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to beautifully updated 145 Fort Milton!! Imagine evenings on your patio, overlooking a scenic Nature Preserve and our beautiful Florida sunsets! This home has brand new flooring throughout, brand new light fixtures, freshly painted interior, newer roof (2020) and has a VERY large primary owner's suite, with en-suite walk-in closet and en-suite bathroom, floorplan boasts that this is on the other side of the home from the rest of the bedrooms, and a front office drenched with light midday. High ceilings, wonderful light coming in through the windows, and laundry indoors! Walk-in pantry, large open floorplan between kitchen and large living room with its' own fireplace and 2-car garage. Great home for a family, retiree, multi-generational living, single person or couple wanting a few bonus rooms and guest rooms in a beautiful home at a great price.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
HOAbilled annually$48
Estimated total, before insurance$2,199/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,302/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$278,211$278,211—
2024$269,807$86,373▲ $14,223
2023$265,877$82,256—
2022$219,709$82,759—
2021$183,976$79,378—
2020$178,887$77,592▲ $14,462

2025 property taxes (current owner): $5,302/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$299,000
  • Jul 19, 2026Active Under Contract$299,000
  • Jul 12, 2026Price change$299,000−$16,000
  • Jun 9, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
166 Perry Creek Drive, Jacksonville, FL 32220Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$320,000$1354/32,372680.1
12408 Trailblazer Drive, Jacksonville, FL 32220Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$864/32,48730.7
11252 Kittrell Lane, Jacksonville, FL 32220Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$210,000$1253/21,680580.7
12411 Anarania Drive, Jacksonville, FL 32220Listed by HOME PLACE REALTYJul 2026$173,000$943/21,842180.7
11309 Panther Lake Court, Jacksonville, FL 32221Listed by ROUND TABLE REALTYAug 2026$351,990$1504/2.52,353800.8
899 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJul 2026$363,990$1634/42,239240.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$151
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,985
Acres0.25 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWhite House
MiddleBaldwin
HighBaldwin

Community Information

Address145 Fort Milton Drive, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionHammock Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size10,890 sq ft
Parcel Number0018200730
ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJune 10, 2026
Days on Market40
HOA Fees$573.3 / Annually
HOA FrequencyAnnually
HOA NameHammock Plantation
Tax Amount$5,301.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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