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This home is in Buena Esperanza, St. Augustine.

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Active

Active·76 days on market·Buena Esperanza

158 Blanco Street

St. Augustine, FL 32084

$925,000$529/sqftEst. $4,923/moMLS# 2143082
4
Beds
2
Baths
1,748
Sq Ft
1910
Built
Garage
No
Pool

About this home

Buena Esperanza

Fully renovated and income producing, this exceptional two-story, four bedroom, three bath property is ideally located in the heart of historic St Augustine, just a short walk to vibrant downtown attractions, dining, and entertainment. Currently operating as a successful short-term rental on Airbnb and VRBO, this turn key investment offers both immediate revenue potential and long term value. Thoughtfully updated from top to bottom, the home features a new roof, new windows, updated plumbing and electrical systems, and fresh interior and exterior paint, Inside, you'll find durable luxury vinyl flooring throughout, a beautifully renovated kitchen with solid surface countertops, soft-close cabinetry, tile backsplash, stainless steel appliances and a farmhouse sink. All bathrooms have been fully updated with modern fixtures and finishes. The spacious second-floor primary suite offers privacy and comfort, complete with a step-in shower and a full retreat style layout.

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$4,702
Principal & Interest: $4,702
Est. Taxes & Insurance: $1,175
Estimated Total Monthly
$5,877
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,923
Property taxesest. at asking price, St. Johns County$1,231
Estimated total, before insurance$6,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $275,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$478,100$324,466
2024$242,189$242,189
2023$275,036$275,036 $107,711
2022$318,631$8,965
2021$241,145$7,976
2020$192,388$7,521

2025 property taxes (current owner): $7,146/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1910)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 1, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$925,000
Price / Sq Ft$529
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,748
Total Structure Area2,084 sq ft
Acres0.13 acres
Year Built1910
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address158 Blanco Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionBuena Esperanza
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number2122500000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewCity

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsMulti/Split, Two
LaundryIn Unit

Exterior

Lot DescriptionHistoric Area
Patio / PorchAwning(s), Covered, Deck, Patio, Porch, Rear Porch
FencingBack Yard
RoofMetal
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market83
Tax Amount$7,146
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Buena Esperanza

Buena Esperanza is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Buena Esperanza homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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