This home is in Atwood Tract, St. Augustine.
Active Under Contract·49 days on market·Atwood Tract
118 Kings Ferry Way
St. Augustine, FL 32084
About this home
Atwood Tract
Turnkey living in Historic St. Augustine! Built by respected local builder Entire Inc., this beautifully furnished 3-bedroom, 2.5-bath home offers the perfect blend of modern comfort and St. Augustine charm. Thoughtfully designed with energy-efficient construction, engineered hardwood floors, granite countertops, stainless steel appliances, and high-end finishes throughout, it's ready to enjoy from day one. Relax on one of three inviting porches and enjoy breezes from the nearby San Sebastian River, or take a short stroll to some of St. Augustine's most beloved destinations, including the Ice Plant, St. Augustine Distillery, St. George Street, waterfront attractions, restaurants, shops, and historic landmarks. Whether you're seeking a primary residence, vacation retreat, or investment property, this move-in-ready home offers an exceptional opportunity to enjoy the walkable lifestyle and rich history of America's oldest city.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $520,759 | $307,081 | — |
| 2024 | $528,845 | $297,719 | — |
| 2023 | $502,745 | $287,591 | — |
| 2022 | $404,451 | $277,758 | — |
| 2021 | $318,212 | $268,212 | — |
| 2020 | $252,118 | $252,118 | — |
2025 property taxes (current owner): $6,281/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,538 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 29, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Atwood Tract
Atwood Tract is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
View all Atwood Tract homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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