This home is in Jacksonville.
Sold·Closed Oct 2, 2026·59 days on market·Recent sales in Jacksonville
5444 Keystone Drive S
Jacksonville, FL 32207
About this home
Jacksonville
Welcome to 5444 Keystone Drive South, a beautifully renovated 3 bedroom 1 bathroom home where charm, comfort, and location come together at an unbeatable price point. From the moment you arrive, the covered front porch sets the tone. This is the kind of space that slows you down in the best way, whether that is a quiet morning coffee or a breezy Florida evening with friends. Inside, a bright open concept layout connects a fully updated kitchen featuring sleek appliances, fresh cabinetry, and modern finishes to warm and welcoming living and dining areas. Fresh paint and contemporary touches flow throughout all three bedrooms, making this home completely move in ready from day one. Step outside to an expansive backyard that is a true blank canvas ready for garden beds, entertaining, a fire pit, future pool, or simply room to breathe and spread out the way Florida living was meant to be enjoyed.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,624 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $146,669 | $25,000 | — |
| 2024 | $132,068 | $25,000 | ▲ $3,472 |
| 2023 | $116,854 | $25,000 | — |
| 2022 | $112,311 | $25,000 | ▲ $538 |
| 2021 | $97,209 | $25,000 | ▲ $10,726 |
| 2020 | $84,340 | $25,000 | ▲ $2,698 |
2025 property taxes (current owner): $919/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Closed$240,000
- Aug 31, 2026Active Under Contract$240,000
- Aug 14, 2026Price change$240,000−$15,000
- Jul 7, 2026Withdrawn$255,000
- May 1, 2026Listed$255,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6048 Bartram Road S, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $279,000 | $268 | 2/1 | 1,040 | 15 | 0.5 |
| 737 Wren Road, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $245,000 | $198 | 3/1 | 1,236 | 96 | 1 |
| 5102 Damascus Road S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $290,000 | $231 | 3/2 | 1,253 | 3 | 1 |
| 4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $260,000 | $223 | 3/2.5 | 1,168 | 76 | 1.2 |
| 2412 Tebassa Road, Jacksonville, FL 32216Listed by JPAR CITY AND BEACH | Sep 2026 | $229,000 | $197 | 3/1 | 1,161 | 18 | 1.2 |
| 1138 Halifax Road, Jacksonville, FL 32216Listed by KST GROUP LLC | Aug 2026 | $235,000 | $210 | 3/1 | 1,120 | 170 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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