Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·90 days on market

6138 Clearsky Drive

Jacksonville, FL 32258

$335,000$180/sqftEst. $1,708/moMLS# 2142956

Beds

Baths

1,857

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

BACK UP OFFERS ENCOURAGED 3-Bedroom 2-1/2 Bath Townhome 1867SF w/ 2 Car Garage. Quality Concrete Block Construction. Downstairs Features a Bright Open Floor Plan with 9ft Ceilings, Open Kitchen with 42'' Cabinets, Solid Surface Counters, Fully Equipped Kitchen Appliances and Private Courtyard Wood floors throughout The Upstairs Features 10ft Ceilings, a Large Master Bedroom suite, Bath & Closet and 2 Additional Bedrooms with Full Bath. Convenient Laundry Room with Washer & Dryer. Sumerlin at Bartram is a Gated Community with large Pool, fitness center and amenities. Located close to Schools, Many Shopping choices, Medical facilities and St Johns town Center, Southpoint & Baymeadows Just a Short Drive to Jacksonville Beach or St Augustine

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,708

Principal & Interest: $1,708

Property taxes (est.): $547

Insurance (est.): $223

Estimated Total Monthly

$2,478

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,708

Property taxesest. at asking price, Duval County$547

HOAbilled monthly$295

Estimated total, before insurance$2,550/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,172/yr · $514/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$290,836	$290,836	—
2024	$292,148	$292,148	▲ $13,342
2023	$284,725	$270,722	▲ $28,789
2022	$246,111	$246,111	▼ $11,728
2021	$198,769	$198,769	—
2020	$196,320	$196,320	▲ $10,660

2025 property taxes (current owner): $6,172/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History