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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 2, 2026·5 days on market·Recent sales in Jacksonville

313 Summer Springs Court

Jacksonville, FL 32225

$393,000sold priceListed at $399,000 · 98.5% of asking$224/sqftMLS# 2142953
4
Beds
2
Baths
1,757
Sq Ft
1997
Built
2
Garage
No
Pool
HOA $13/mo6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Live just a short drive to the beaches in this move-in ready home designed for both comfort and entertaining. Inside, you'll find a spacious and inviting layout with generous living areas that flow seamlessly for everyday living. Step outside to a large paver patio perfect for hosting gatherings, grilling, or unwinding at the end of the day. Centrally located near shopping, dining, and local amenities, this home offers the ideal combination of space, convenience, and coastal proximity. An oversized driveway provides ample room for parking a small boat or trailer making it easy to enjoy the Florida lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,177
Property taxesest. at asking price, Duval County$642
HOAbilled annually$13
Estimated total, before insurance$2,831/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,050/yr · $338/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$393,000
$78,600
Loan Term
Monthly Payment
$2,177
Principal & Interest: $2,177
Property taxes (est.): $642
Insurance (est.): $262
Estimated Total Monthly
$3,081
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$339,038$197,459▲ $4,271
2024$336,091$191,187▲ $14,309
2023$332,683$184,163▲ $17,532
2022$287,035$177,343—
2021$243,887$170,722—
2020$229,856$167,675—

2025 property taxes (current owner): $4,050/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$385,000$2514/21,532690.2
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.3
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.3
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.5
13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$315,000$2223/21,422420.6
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,757
Acres0.14 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address313 Summer Springs Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHarbour Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,098.4 sq ft
Parcel Number1671292015

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedMay 1, 2026
Days on Market5
HOA Fees$155 / Annually
HOA FrequencyAnnually
HOA NameKingdom Management
Tax Amount$4,050.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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