This home is in Kensington, Jacksonville.

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Active Under Contract

Active Under Contract·76 days on market·Kensington

1974 Delamere Court

Jacksonville, FL 32246

$439,000$256/sqftEst. $2,337/moMLS# 2142895

Beds

Baths

1,714

Sq Ft

1995

Built

Garage

Pool

About this home

Kensington

OPEN HOUSE MAY 23 AT 12 PM TILL 2 PM. Price just reduced.. OVER $15,000 Charing 3 bedroom 2 bath home boosts a screen porch overlooking a fenced backyard. with easy access to the community pool and rec area. There is new flooring, updated kitchen and bath, newly painted inside and out. Ease of inside laundry room off the kitchen. Please do not miss this home it has been cared for with love.

Cost to own

Mortgage calculator

Home Price

$439,000

Down Payment: 20%

$87,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,231

Principal & Interest: $2,231

Est. Taxes & Insurance: $558

Estimated Total Monthly

$2,789

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,337

Property taxesest. at asking price, Duval County$717

HOAbilled monthly$75

Estimated total, before insurance$3,128/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$335,765	$134,008	—
2024	$349,462	$129,524	—
2023	$335,126	$124,296	—
2022	$299,165	$119,220	—
2021	$237,933	$114,292	—
2020	$223,962	$112,024	—

2025 property taxes (current owner): $2,907/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,553 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 1, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,000

Price / Sq Ft$256

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,714

Total Structure Area1,714 sq ft

Acres0.35 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNortheast

Community Information

Address1974 Delamere Court, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionKensington

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size15,246 sq ft

Parcel Number1652858050

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener