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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 23, 2026·15 days on market·Recent sales in Jacksonville

13315 Pennymoor Court

Jacksonville, FL 32226

$365,000sold priceListed at $375,000 · 97.3% of asking$171/sqftMLS# 2142647
3
Beds
2.5
Baths
2,133
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $50/mo0.42 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Spacious lot overlooking a serene pond, this beautifully maintained home shows pride of ownership throughout and features a brand new roof. Offering 3 bedrooms, 2.5 baths, and 2,146 square feet, the thoughtfully designed split floorplan provides both comfort and privacy. The kitchen is equipped with 42 inch cabinets and newer appliances, perfect for everyday living and entertaining. The primary suite is a true retreat with his and her closets, a relaxing garden tub, and a separate shower. Secondary bedrooms share a convenient Jack and Jill bathroom. Step outside to a large covered patio perfect for enjoying peaceful pond views, ideal for relaxing or entertaining. Additional upgrades include a newer HVAC system (4 years old) and a shallow well for irrigation, helping maintain the lush landscape with ease. Meticulously cared for inside and out, this home is move-in ready and designed for easy living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Duval County$596
HOAbilled annually$50
Estimated total, before insurance$2,668/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,882/yr · $240/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$306,784$132,648▲ $5,000
2024$302,618$128,203—
2023$303,747$123,013—
2022$263,377$117,974▼ $14,635
2021$210,503$113,082—
2020$200,108$110,831▲ $9,601

2025 property taxes (current owner): $2,882/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13442 Teddington Lane, Jacksonville, FL 32226Listed by JPAR CITY AND BEACHAug 2026$365,712$1504/32,4351130.1
13530 Teddington Lane, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$362,500$1813/22,001160.2
4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$476,000$1725/32,76630.3
3806 Hammock Bluff Drive, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$444,000$1734/32,56630.6
13901 Nations Eagle Lane, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$470,000$1735/42,722170.6
13762 Victoria Lakes Drive, Jacksonville, FL 32226Listed by TOP SOURCE REALTY LLCAug 2026$250,000$1054/32,3841630.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$176
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,133
Acres0.42 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address13315 Pennymoor Court, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionVictoria Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size18,295.2 sq ft
Parcel Number1063755265

Amenities

AmenitiesPool, Jogging Path, Playground
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 30, 2026
Days on Market15
HOA Fees$604.25 / Annually
HOA FrequencyAnnually
Tax Amount$2,882.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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