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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Bartram Trail High School.

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Sold

Sold·Closed Jun 25, 2026·27 days on market·Recent sales in Jacksonville

1200 Creekwood Way S

Jacksonville, FL 32259

$640,000sold priceListed at $650,000 · 98.5% of asking$272/sqftMLS# 2142512
4
Beds
3
Baths
2,356
Sq Ft
1993
Built
2
Garage
No
Pool
HOA $16/mo0.91 acresSingle Family Residence1 story

About this home

Jacksonville

Tucked in Cunningham Creek Estates on a spacious corner lot, this brick home makes a great first impression with its nearly one-acre setting and easy access in and out of the neighborhood. It's the kind of place that gives you room to breathe while staying connected and convenient. Inside, everything feels fresh and welcoming, with natural light pouring in and updates that make it move-in ready. The kitchen shines with marble countertops, stainless appliances, a pantry, and a large island perfect for coffee or casual gatherings. The living area centers around a beautiful stone fireplace, giving the space a cozy feel. The split bedroom layout offers privacy, with a spacious primary suite featuring a walk-in closet, dual vanities, and soaking tub. Outdoors, enjoy a covered patio and peaceful yard--and the school bus stops right at the bench on the property for added convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,545
Property taxesest. at asking price, St. Johns County$852
HOAbilled annually$16
Estimated total, before insurance$4,412/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,852/yr · $571/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$640,000
$128,000
Loan Term
Monthly Payment
$3,545
Principal & Interest: $3,545
Property taxes (est.): $852
Insurance (est.): $427
Estimated Total Monthly
$4,823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$516,834$455,234—
2024$489,937$413,849—
2023$494,707$376,226—
2022$444,885$342,024—
2021$310,931$310,931—
2020$300,324$292,546—

2025 property taxes (current owner): $6,852/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700150
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805920.3
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32820.5
1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$726,100$2645/32,74730.7
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552650.7
1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$680,000$2404/32,839800.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$276
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,356
Acres0.91 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1200 Creekwood Way S, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGates Of Cunningham
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size39,639.6 sq ft
Parcel Number0105301120

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBrick, Frame
Other StructuresOutdoor Kitchen, Shed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedApril 29, 2026
Days on Market27
HOA Fees$190 / Annually
HOA FrequencyAnnually
HOA NameGates of Cunningham HOA
Tax Amount$6,851.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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