This home is in Jacksonville.
Sold·Closed Aug 10, 2026·15 days on market·Recent sales in Jacksonville
10428 Crystal Springs Road
Jacksonville, FL 32221
About this home
Jacksonville
Location - Size- Brick - Just shy of 1 acre and the home is beautiful! A must see... now. Tastefully exterior paint on Full brick home, with 2,059 Heated SF. Large Family Room divides the Bedrooms from the Kitchen and Dining. All rooms are generously sized. Nice size Kitchen - all wood cabinets, Granite, Backsplash, New Stainless Appliances(,except Refrig). Farm sink overlooking the backyard. Nice mud & laundry room from the garage plus a door that leads outside (The safe stays). Master BR & bath are nice size with french doors. The home sits back off of Crystal Springs enough to enjoy a private front porch . You will love and live on the 36 ft enclosed lanai. Enjoy the peace of a natural look or put in a pool or a treehouse ! Roof 2017, AC (5 ton), less than 2yrs, Electrical updated, Water heater, 2024. All faucets and toilets replaced. Interior including ceilings have been painted. Septic. and City water. There is an irrigation well. I TOLD YOU.. HURRY
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,388 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $277,939 | $277,939 | ▲ $10,218 |
| 2024 | $268,102 | $128,449 | — |
| 2023 | $279,225 | $123,106 | ▲ $30,299 |
| 2022 | $238,639 | $122,419 | — |
| 2021 | $190,971 | $117,383 | — |
| 2020 | $185,055 | $115,066 | — |
2025 property taxes (current owner): $5,315/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Closed$405,000
- Apr 29, 2026Listed$405,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1393 Perth Road, Jacksonville, FL 32221Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $525,500 | $221 | 4/3 | 2,383 | 18 | 0.7 |
| 9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLC | Sep 2026 | $300,000 | $175 | 4/2 | 1,716 | 51 | 0.8 |
| 9733 N Peabody Drive, Jacksonville, FL 32221Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $265,000 | $157 | 3/2 | 1,689 | 67 | 0.8 |
| 1378 Sarahs Landing Drive, Jacksonville, FL 32221Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $320,000 | $184 | 4/2 | 1,741 | 58 | 1.3 |
| 10817 Grayson Street, Jacksonville, FL 32220Listed by MOMENTUM REALTY | Sep 2026 | $245,000 | $157 | 3/2 | 1,560 | 71 | 1.4 |
| 11118 Flamingo Avenue, Jacksonville, FL 32220Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $243,000 | $168 | 4/2 | 1,450 | 18 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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