Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville — a gated community home in Jacksonville.

Photo 1 / 48
Sold

Sold·Closed Jun 25, 2026·14 days on market·Recent sales in Springfield·Springfield

9 W 5th Street

Jacksonville, FL 32206

$460,000sold priceListed at $469,000 · 98.1% of asking$235/sqftMLS# 2141933
4
Beds
2.5
Baths
1,958
Sq Ft
1906
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

HOA $180/mo3,485 sqft lotSingle Family Residence2 stories

About this home

Springfield

Within the gated privacy of Hoyt Terrace, a rare enclave of historic single-family homes in Springfield, this impeccably maintained 1906 residence offers an experience that is equal parts elegance and ease. Thoughtfully updated over the years to balance historic character with modern comfort, the home features updated systems, hardwood floors, a classic fireplace, and wraparound porches that invite the kind of slow, unhurried living this neighborhood rewards. A first-floor primary suite with soaking tub brings genuine modern luxury to the footprint, now 1,958 square feet across two stories. Lush, mature landscaping with fountains and lighted pathways frames the property and flows into the shared private courtyard that defines life in Hoyt Terrace, a lifestyle found nowhere else in Jacksonville's historic districts. Three bedrooms, two and a half baths, a 4th sitting room/office/bedroom (no closet), and a setting that simply cannot be replicated. Gated. Private. Historic. Elegant. Rare.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, Duval County$751
HOAbilled quarterly$180
Estimated total, before insurance$3,479/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,475/yr · $290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $751
Insurance (est.): $307
Estimated Total Monthly
$3,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1906)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$260,374$165,015—
2024$260,483$159,657—
2023$269,850$153,551—
2022$257,442$147,623—
2021$211,573$141,867—
2020$202,814$137,937—

2025 property taxes (current owner): $3,475/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.2
234 W 6th Street, Jacksonville, FL 32206Listed by PETRA MANAGEMENT INC.Aug 2026$260,000$1073/2.52,436620.2
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.2
1716 N Market Street, Jacksonville, FL 32206Listed by WATSON REALTY CORPJul 2026$387,500$1924/2.52,015440.3
1132 N Market Street, Jacksonville, FL 32206Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$499,000$3223/2.51,55230.4
1923 Perry Street, Jacksonville, FL 32206Listed by FIRST COAST HEROES REAL ESTATE LLCAug 2026$390,000$2623/2.51,489630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,000
Price / Sq Ft$240
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,958
Acres0.08 acres
Year Built1906
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Traditional, Victorian
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address9 W 5th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size3,484.8 sq ft
Parcel Number0712420000

Amenities

AmenitiesMaintenance Grounds
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street
ViewCity

Interior

Interior FeaturesBuilt-in Features, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Range, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Fence, Security Gate, Security Lights, Other

Exterior

Lot DescriptionCorner Lot, Historic Area, Many Trees
Patio / PorchCovered, Porch, Wrap Around
FencingFenced, Full
RoofMetal
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market14
HOA Fees$540 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,474.73
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BELLE EPOQUE REALTY SERVICES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines