This home is in Il Villagio, Jacksonville.

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Active

Active·84 days on market·Il Villagio

9745 Touchton Road 327

Jacksonville, FL 32246

$189,000$163/sqftEst. $1,006/moMLS# 2141893

Beds

Baths

1,159

Sq Ft

2006

Built

—

Garage

Pool

About this home

Il Villagio

Welcome to this beautifully maintained 2 bdr/2.5 ba condo located in the sought-after gated community of Il Villagio. Lovingly cared for by its original owner and never used as a rental, this home offers comfort and peace of mind, and is being offered fully furnished (negotiable). The thoughtfully designed layout features a spacious living area on the main floor, complete with a convenient half bath, perfect for entertaining. Upstairs you'll find two generously sized bedrooms, each with its own private en-suite bathroom. Enjoy your morning coffee or unwind in the evening on the serene screened-in porch, offering a quiet retreat with added outdoor living space.Major updates have already been taken care of, including a 1 y/o AC system, 2 y/o water heater, and 3 y/o dishwasher adding to the home's value and efficiency. Washer/Dryer included. Residents of Il Villagio enjoy a host of amenities, including a gated entrance with guard, on-site management, swimming pool, and fitness center.

Cost to own

Mortgage calculator

Home Price

$189,000

Down Payment: 20%

$37,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$961

Principal & Interest: $961

Est. Taxes & Insurance: $240

Estimated Total Monthly

$1,201

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,006

Property taxesest. at asking price, Duval County$309

HOAbilled monthly$419

Estimated total, before insurance$1,734/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$193,000	$183,012	—
2024	$193,000	$166,375	—
2023	$193,000	$151,250	—
2022	$166,000	$137,500	—
2021	$125,000	$125,000	—
2020	$125,000	$125,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History