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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jun 5, 2026·7 days on market·Recent sales in Jacksonville

3742 Bowden Circle

Jacksonville, FL 32216

$410,000sold priceListed at $419,900 · 97.6% of asking$233/sqftMLS# 2141425
4
Beds
2
Baths
1,759
Sq Ft
2026
Built
2
Garage
No
Pool
No HOA13,939 sqft lotWaterfrontSingle Family Residence1 storyNew construction

About this home

Jacksonville

Beautiful 4/2 home in Southside area, near shopping & restaurants. Plus, only 20min to the beach. The open concept floor plan is always a plus, and the inclusion of white cabinets, granite countertops, and REVWOOD flooring in living areas (with carpet in the bedrooms) will add a modern and comfortable touch. The stainless-steel appliance package which includes a side-by-side fridge, self-cleaning glass top range, dishwasher, and OTR microwave are a great convenience for any homeowner. It's also reassuring that the home comes with a 1-year builder warranty and termite bond, providing peace of mind for the buyer. This property is well-equipped and designed for modern living. The combination of features and location makes it a compelling option for those looking for a new home. Staging photos are an example, colors, finishes, fixtures may vary. FLOOD ZONE AE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Duval County$669
Estimated total, before insurance$2,940/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $670
Insurance (est.): $273
Estimated Total Monthly
$3,214
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,616$90,616—
2024$122,514$122,514▲ $34,218
2023$88,714$12,854—
2022$86,870$11,752—
2021$58,032$10,682—
2020$52,108$10,190▼ $4,216

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2334/22,084910.2
3372 Tiger Hole Road, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2364/2.52,054740.3
7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INCSep 2026$484,900$2334/22,084690.4
7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCSep 2026$275,000$1643/21,6801100.6
3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$470,000$2064/22,286410.7
8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATESep 2026$435,000$1954/22,229140.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,900
Price / Sq Ft$239
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,759
Acres0.32 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address3742 Bowden Circle, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionRichard Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size13,939.2 sq ft
Parcel Number1543110020

Amenities

UtilitiesSewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market7
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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