This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 10, 2026·59 days on market·Recent sales in Jacksonville
13904 Atlantic Boulevard
Jacksonville, FL 32225
About this home
Jacksonville
This unique waterside, high-ceilinged townhome is full of light + striking Harbortown Marina and Intracoastal Waterway views, nestled well off Atlantic Blvd. This tucked-away location is close to everything.. beach, Mayo, a wide variety of restaurants, and shopping! Inside, these owners have updated to an all-white kitchen and primary bathroom. With 4 levels, served by stairs as well as elevator, this plan offers the ultimate in privacy. 1st level: a bedroom overlooking the marina, and a bedroom overlooking the private courtyard, with a connecting, spacious bathroom. 2nd level: living area (kitchen, family room, dining room & 1/2 bath); French doors open to the balcony on the marina. 3rd level: all owner's suite (2 walk-in closets, spacious bathroom, bedroom w/sitting room/office, balcony). 4th level: Huge tiled balcony, covered and open, + an enormous storage room, convertible to living space with HOA approval. Private 2-car garage, gated pavered courtyard, 8' doors. Don't miss this!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,679 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $916,903 | $866,181 | — |
| 2024 | $888,746 | $708,873 | ▼ $239 |
| 2023 | $827,049 | $644,430 | ▲ $119,411 |
| 2022 | $681,070 | $585,846 | ▲ $58,058 |
| 2021 | $532,588 | $532,588 | — |
| 2020 | $529,498 | $529,498 | — |
Estimated taxes if purchased at asking price: ~$22,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$1,250,000
- Apr 22, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $437/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Oct 2026 | $635,000 | $259 | 4/3 | 2,451 | 1 | 0.7 |
| 2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $570,000 | $282 | 4/2 | 2,020 | 75 | 0.7 |
| 13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $580,000 | $206 | 4/2 | 2,819 | 14 | 0.8 |
| 209 Peregrine Court, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $605,000 | $232 | 5/3 | 2,608 | 41 | 0.8 |
| 13802 Longs Landing Road E, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $900,000 | $389 | 4/2 | 2,312 | 24 | 0.9 |
| 13576 Osprey Point Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $550,000 | $243 | 3/2 | 2,263 | 16 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERRY & CO. REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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