This home is in St. Johns — a waterfront home in St. Johns County.
Sold·Closed Jun 1, 2026·8 days on market·Recent sales in St. Johns County
3060 State Road 13 N
St. Johns, FL 32259
About this home
St. Johns
Price reduced to make room for your dream pool personal touches! View cotton candy skies from your exclusive, 1.34 acre, custom-built, gated, riverfront home w/ private dock and boat lift. This Southern-charmed masonry block home has a fully remodeled Chef's Kitchen with high-end appliances, pot filler, instant hot water dispenser, a freezer in the walk-in pantry, 2 more wine refrigerators, a huge island with storage all around, pot drawers and more! The fully remodeled Primary Bathroom is set like a spa with stand-alone garden tub, his&her vanities+toilet areas, double entry shower with multiple spa-like options, and 2 custom walk-in closets. 2 guestrooms connect to their own full bath, 1 non-conforming bedroom connects to a 1/2 bath. Upscale coffered and wood vaulted ceilings, high-end crown molding, French doors, and new flooring bring this home to an elite level. Natural light from large tinted windows bring a welcoming peaceful feel.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,355,227 | $1,221,911 | — |
| 2024 | $1,339,707 | $1,186,767 | — |
| 2023 | $1,263,289 | $1,138,339 | — |
| 2022 | $1,153,727 | $1,103,727 | — |
| 2021 | $919,927 | $919,927 | — |
| 2020 | $922,828 | $837,003 | — |
2025 property taxes (current owner): $16,953/yr
Estimated taxes if purchased at asking price: ~$31,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $473/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jul 2026 | $1,138,627 | $260 | 5/4.5 | 4,375 | 21 | 0.3 |
| 378 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jun 2026 | $849,000 | $233 | 4/4.5 | 3,644 | 74 | 0.3 |
| 95 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | May 2026 | $1,154,716 | $264 | 5/4.5 | 4,375 | 20 | 0.3 |
| 399 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | May 2026 | $812,616 | $241 | 4/3.5 | 3,368 | 17 | 0.3 |
| 482 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | May 2026 | $927,000 | $212 | 5/4.5 | 4,375 | 111 | 0.3 |
| 385 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | May 2026 | $940,000 | $225 | 4/4.5 | 4,179 | 59 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REEF SHARK REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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