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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 1, 2026·8 days on market·Recent sales in St. Johns County

3060 State Road 13 N

St. Johns, FL 32259

$2,000,000sold priceListed at $2,250,000 · 88.9% of asking$420/sqftMLS# 2141122
4
Beds
4
Baths
4,760
Sq Ft
2007
Built
3
Garage
No
Pool
HOA $17/mo1.34 acresWaterfrontSingle Family Residence1 story

About this home

St. Johns

Price reduced to make room for your dream pool personal touches! View cotton candy skies from your exclusive, 1.34 acre, custom-built, gated, riverfront home w/ private dock and boat lift. This Southern-charmed masonry block home has a fully remodeled Chef's Kitchen with high-end appliances, pot filler, instant hot water dispenser, a freezer in the walk-in pantry, 2 more wine refrigerators, a huge island with storage all around, pot drawers and more! The fully remodeled Primary Bathroom is set like a spa with stand-alone garden tub, his&her vanities+toilet areas, double entry shower with multiple spa-like options, and 2 custom walk-in closets. 2 guestrooms connect to their own full bath, 1 non-conforming bedroom connects to a 1/2 bath. Upscale coffered and wood vaulted ceilings, high-end crown molding, French doors, and new flooring bring this home to an elite level. Natural light from large tinted windows bring a welcoming peaceful feel.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,078
Property taxesest. at asking price, St. Johns County$2,661
HOAbilled monthly$17
Estimated total, before insurance$13,756/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,953/yr · $1,413/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,000,000
$400,000
Loan Term
Monthly Payment
$11,078
Principal & Interest: $11,078
Property taxes (est.): $2,661
Insurance (est.): $1,333
Estimated Total Monthly
$15,073
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,355,227$1,221,911—
2024$1,339,707$1,186,767—
2023$1,263,289$1,138,339—
2022$1,153,727$1,103,727—
2021$919,927$919,927—
2020$922,828$837,003—

2025 property taxes (current owner): $16,953/yr

Estimated taxes if purchased at asking price: ~$31,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $473/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJul 2026$1,138,627$2605/4.54,375210.3
378 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJun 2026$849,000$2334/4.53,644740.3
95 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$1,154,716$2645/4.54,375200.3
399 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$812,616$2414/3.53,368170.3
482 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$927,000$2125/4.54,3751110.3
385 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESMay 2026$940,000$2254/4.54,179590.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,250,000
Price / Sq Ft$473
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage4,760
Acres1.34 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address3060 State Road 13 N, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown North Riverfront
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size58,370.4 sq ft
Parcel Number0007010130

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Garage Door Opener, Gated, Other
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Freezer, Induction Cooktop, Instant Hot Water, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Zoned
CoolingCentral Air, Multi Units, Wall/Window Unit(s), Zoned
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink
SecuritySecurity Fence, Security Gate, Smoke Detector(s), Other

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock, Impact Windows
Lot DescriptionCleared, Irregular Lot, Wetlands, Wooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened, Side Porch
RoofShingle
ConstructionBrick, Block, Concrete, Stucco
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedApril 21, 2026
Days on Market8
HOA Fees$16.66 / Monthly
HOA FrequencyMonthly
Tax Amount$16,952.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REEF SHARK REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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