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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 16, 2026·30 days on market·Recent sales in Jacksonville

13181 Tom Morris Drive

Jacksonville, FL 32224

$503,000sold priceListed at $515,000 · 97.7% of asking$241/sqftMLS# 2141050
3
Beds
2
Baths
2,091
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $42/mo11,761 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Rare property with huge backyard. Perfectly situated at the end of a quiet cul-de-sac. House is freshly painted inside and outside, this beautifully maintained 3-bedroom, 2 bath home sits on over an oversize lot. Offering 2,090 square feet of comfortable living space, this home blends charm, privacy, and convenience--just 5 miles from the beach and 4 miles from Mayo Clinic. Step inside to discover new LVP floors throughout and an inviting, open layout with two spacious living rooms, ideal for both entertaining and relaxing. Huge Florida room and large back yard to park all your boat and toys.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,786
Property taxesest. at asking price, Duval County$821
HOAbilled quarterly$42
Estimated total, before insurance$3,649/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,680/yr · $640/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$503,000
$100,600
Loan Term
Monthly Payment
$2,786
Principal & Interest: $2,786
Property taxes (est.): $821
Insurance (est.): $335
Estimated Total Monthly
$3,943
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$412,934$411,853—
2024$381,193$374,412▼ $390
2023$397,146$340,375—
2022$382,510$309,432▼ $18,880
2021$281,302$281,302▲ $5,000
2020$269,844$269,844▼ $7,781

2025 property taxes (current owner): $7,680/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.3
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.4
13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INCSep 2026$379,000$2103/21,8051060.4
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.4
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469290.6
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382580.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,091
Acres0.27 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address13181 Tom Morris Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSt Andrews Pl
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size11,761.2 sq ft
Parcel Number1652800070

Amenities

UtilitiesElectricity Available, Water Available, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Dishwasher
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot
FencingFenced, Back Yard, Wood
ConstructionStucco

Additional Information

Date ListedApril 21, 2026
Days on Market30
HOA Fees$125 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,679.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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