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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 4, 2026·3 days on market·Recent sales in Jacksonville

4525 Kerle Street

Jacksonville, FL 32205

$411,000sold priceListed at $399,900 · 102.8% of asking$272/sqftMLS# 2140887
3
Beds
2
Baths
1,512
Sq Ft
1927
Built
1
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Step into timeless charm and modern comfort in this beautifully renovated 3 bed / 2 bath bungalow nestled in the heart of Historic Murray Hill. Thoughtfully updated with a deep respect for its original character, this move-in-ready home seamlessly blends 1920s craftsmanship with today's conveniences! From the moment you arrive, you'll feel the warmth and coziness that make this home truly special. Tucked away on a quiet, tree-lined street, it offers the perfect balance of peaceful living and vibrant neighborhood energy. The welcoming front porch is an ideal spot to relax, unwind, and enjoy the canopy of mature live oaks and the sounds of neighborhood songbirds. Inside, historic details shine from period-correct restored lighting to original wood doors adorned with antique hardware, creating a rich sense of authenticity in every room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,277
Property taxesest. at asking price, Duval County$671
Estimated total, before insurance$2,948/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,728/yr · $227/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$411,000
$82,200
Loan Term
Monthly Payment
$2,277
Principal & Interest: $2,277
Property taxes (est.): $671
Insurance (est.): $274
Estimated Total Monthly
$3,222
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $322,500 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$454$454—
2025$236,975$122,951—
2024$454$454—
2024$237,402$237,402▲ $22,240
2023$454$454—
2023$221,333$42,138▲ $15,368
2022$454$446—
2022$198,392$39,455▲ $13,412
2021$405$405—
2021$158,748$36,850▲ $3,998
2020$405$405—
2020$150,230$35,651▲ $6,212

2025 property taxes (current owner): $2,728/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $264/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4612 College Street, Jacksonville, FL 32205Listed by RE/MAX UNLIMITEDSep 2026$280,000$2562/11,092990.2
4573 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$342,904$2433/21,409180.3
4748 French Street, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTS PVSep 2026$208,000$1703/11,2251910.3
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.4
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656280.6
1217 Cook Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$237,000$1633/21,45200.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$264
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres0.11 acres
Year Built1927
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Historic
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4525 Kerle Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,791.6 sq ft
Parcel Number0622800000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesPantry
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionHistoric Area, Many Trees
FencingBack Yard
ConstructionBrick

Additional Information

Date ListedApril 24, 2026
Days on Market3
Tax Amount$2,728.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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