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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$455,0003 bd · 2.5 ba · 1,864 sq ft

Active·30 days on market

4647 Crescent Street

Jacksonville, FL 32205

$455,000$244/sqftEst. $2,481/mo mortgageMLS# 2139689
↓ $15,000 below original list
3
Beds
2.5
Baths
1,864
Sq Ft
1945
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence2 stories

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About this home

Jacksonville

Thoughtfully renovated while preserving its historic character, this charming Murray Hill bungalow offers a rare blend of warmth, functionality, and flexibility. The updated kitchen, beautifully renovated bathrooms, refinished original floors, and new baseboards create a home that feels both timeless and refreshed. What truly sets this property apart is its secluded primary suite, tucked away in its own private section of the home. A cozy lower-level sitting room creates a natural transition to the upstairs retreat, offering the feeling of a separate wing altogether. Whether used as a luxurious owner's sanctuary, private guest quarters, or a dedicated work-from-home space, the layout provides a level of privacy rarely found in homes of this era. The spa-inspired primary bath features a clawfoot soaking tub, walk-in shower, and lighted mirrors. Additional improvements include vinyl windows, updated plumbing, partial electrical updates, and a crawlspace moisture barrier.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,481
Property taxesest. at asking price, Duval County$743
Estimated total, before insurance$3,224/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,524/yr · $460/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,481
Principal & Interest: $2,481
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,527
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,506 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:46 AM, sunset 5:35 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $415,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$376,994$280,498—
2024$378,428$271,886▲ $35,919
2023$356,465$262,511▲ $127,107
2022$220,007$170,007▲ $15,115
2021$171,329$171,329▲ $6,464
2020$160,265$155,723▲ $6,766

2025 property taxes (current owner): $5,524/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$455,000−$10,000
  • Oct 8, 2026Active$465,000
  • Oct 4, 2026Withdrawn$465,000
  • Jul 20, 2026Price change$465,000−$5,000
  • Apr 16, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4561 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$430,000$2114/2.52,037250.6
4573 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$342,904$2433/21,409180.6
3539 Phyllis Street, Jacksonville, FL 32205Listed by ENTERA REALTY LLCOct 2026$239,900$1743/21,380310.7
1077 Dancy Street, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCOct 2026$430,000$2064/32,088330.7
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656280.7
1217 Cook Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$237,000$1633/21,45201

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,864
Acres0.13 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

This listingNo schools reported in the MLS
ElementaryRuth N. Upson, reported on 26 other Murray Hill listings
MiddleLake Shore, reported on 34 other Murray Hill listings
HighRiverside, reported on 33 other Murray Hill listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4647 Crescent Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size5,662.8 sq ft
Parcel Number0620490000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingShared Driveway

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsOne and One Half
LaundryElectric Dryer Hookup, Lower Level

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionAluminum Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2026
Days on Market30
Tax Amount$5,523.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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