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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·23 days on market·Recent sales in Jacksonville

4423 Woodsong Loop W

Jacksonville, FL 32225

$579,000sold priceListed at $579,900 · 99.8% of asking$283/sqftMLS# 2151399
4
Beds
3
Baths
2,045
Sq Ft
1983
Built
2
Garage
No
Pool
FEMA Zone XHOA $6/mo14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Tucked beneath the majestic oaks of one of Fort Caroline's most beloved neighborhoods, this timeless all-brick beauty in Harbor Woods offers the kind of charm, space, and character that's becoming increasingly hard to find. Set on an exceptional 0.34-acre homesite filled with mature trees, flowers, and blooming plants, this four-bedroom, three-bath home blends solid craftsmanship with a subtle mid-century vibe and an inviting, light-filled floor plan spanning nearly 2,100 square feet. Vaulted ceiling, natural light, and no carpet throughout create an airy, effortless feel from the moment you step inside. At the heart of the home is the kitchen featuring all stainless steel appliances less than 2 yrs old - including the fridge-a coffee bar w/ bar seating that opens up to the spacious family room overlooking a large screened porch and gorgeous backyard. A dedicated dining room and versatile flex room provide endless possibilities for a home office, playroom, or second living area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,207
Property taxesest. at asking price, Duval County$945
HOAbilled annually$6
Estimated total, before insurance$4,158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$579,000
$115,800
Loan Term
Monthly Payment
$3,207
Principal & Interest: $3,207
Property taxes (est.): $945
Insurance (est.): $386
Estimated Total Monthly
$4,539
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $400,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$422,065$319,307—
2024$359,601$309,601▲ $19,746
2023$351,302$351,302—
2022$250,154$130,472—
2021$217,323$125,216—
2020$217,092$122,797—

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$579,900
  • Jul 30, 2026Pending$579,900
  • Jul 13, 2026Active Under Contract$579,900
  • Jun 19, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $284/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4425 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$553,000$2204/2.52,519670.1
11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$513,500$2343/22,19430.2
4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$395,000$1664/2.52,38030.3
4837 Pareja Court, Jacksonville, FL 32225Listed by FUTURE HOME REALTY INCSep 2026$345,000$2033/21,69860.4
4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$529,000$2183/22,429550.4
11636 Brush Ridge Circle N, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$385,000$2343/21,643210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$579,900
Price / Sq Ft$284
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,045
Acres0.34 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4423 Woodsong Loop W, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionHarbour Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size14,810.4 sq ft
Parcel Number1606841074
ZoningSingle Family

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchFront Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedJune 19, 2026
Days on Market23
HOA Fees$70 / Annually
HOA FrequencyAnnually
HOA NameHarbor Wood Civic Association
HOA Fee IncludesOther
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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