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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reedy Branch Plantation, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jun 9, 2026·4 days on market·Recent sales in Reedy Branch Plantation·Reedy Branch Plantation

8904 Canopy Oaks Drive

Jacksonville, FL 32256

$455,000sold priceListed at $465,000 · 97.8% of asking$190/sqftMLS# 2140468
4
Beds
3
Baths
2,395
Sq Ft
1999
Built
2
Garage
No
Pool

2 more homes for sale in Reedy Branch Plantation →Search Reedy Branch Plantation on the map

HOA $55/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Reedy Branch Plantation

What a great location to have a home! Close to I-295, Baymeadows Road, and all the schools. Publix is just around the corner as are many restaurants. A beautiful brick home near a cul-de-sac and looking out on a nature preserve. A large bonus room upstairs with a full bath provides lots of extra room and it has views of the preserve. The kitchen has granite countertop, stainless steel appliances and 42 inch maple cabinets. You can sit out on the screened lanai and enjoy the wildlife as well as wonderful sunsets. An extended paver patio outside the lanai as well. A spacious primary suite that has a large bath with double sinks, custom height counter and a garden tub. The home has been well maintained and is in a quiet neighborhood. Enjoy family time in a family room with a vaulted ceiling and a lovely wood burning fireplace. The Seller is willing to contribute toward buyers closing costs to help buy down their interest rate.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
HOAbilled quarterly$55
Estimated total, before insurance$3,318/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,437/yr · $370/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$479,657$220,267▲ $28,582
2024$452,586$213,352—
2023$470,019$205,682—
2022$409,764$198,235—
2021$293,691$191,005—
2020$289,632$187,678▲ $4,272

2025 property taxes (current owner): $4,437/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11225 Water Spring Circle, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$428,000$2483/21,72530.6
8730 Glenbury Court S, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYOct 2026$480,000$1964/22,44790.7
11225 Bright Path Court, Jacksonville, FL 32256Listed by VENTURE REALTY CO, LLCOct 2026$595,000$2833/22,099120.8
10051 Invention Lane, Jacksonville, FL 32256Listed by THE AGENCY AT PONTE VEDRASep 2026$610,000$2494/32,45220.9
8621 Ethans Glen Terrace, Jacksonville, FL 32256Listed by HOUSE & HAVENSep 2026$585,000$2024/2.52,90020.9
9288 Rosewater Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$507,000$2902/21,748190.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$194
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,395
Total Structure Area3,140 sq ft
Acres0.17 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address8904 Canopy Oaks Drive, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionReedy Branch Plantat
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size7,405.2 sq ft
Lot Dimensions60 x 170
Parcel Number1677612265
ZoningSingle Family

Amenities

AmenitiesPool, Playground
UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchRear Porch, Screened
FencingBack Yard, Full
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedApril 17, 2026
Days on Market4
HOA Fees$165 / Quarterly
HOA FrequencyQuarterly
HOA NameReedy Branch Plantation
Tax Amount$4,436.96
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LUXURY PROPERTY SERVICES GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reedy Branch Plantation

Reedy Branch Plantation is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Reedy Branch Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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